Jefferson County property record for 7405 Mountain Laurel Dr, Pinson, AL 35126
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,306 sqft · built 1997 |
| Owner | 2 Individual Names on File |
| Last Sale | $163,900 (Mar 1998) |
| Deeds & Mortgages | Jan 2021 Mortgage Mar 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-00-21-1-000-026.000 |
| Primary APN | 09-00-21-1-000-026.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,306 sqft Living Area |
| Gross Area | 7,988 sqft |
| 1st Floor Area | 1,306 sqft |
| Upper Floors Area | 1,050 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Brick/Stone |
| Foundation Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Dimensions | 211 ft deep x 105 ft wide |
| Terrain | Rolling |
| Porch | Porch |
| Porch Area | 140 sqft |
| Patio Area | 192 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 218424 |
|---|---|
| Old Parcel Number | 09211000026000RR00 |
| Street Address | 7405 MOUNTAIN LAUREL DR |
| City | PINSON |
| State | AL |
| Zip | 35126-4939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 30 MOUNTAIN LAUREL ESTATES 2ND SECTOR 184/77 |
| Legal Range | 01W |
| Legal Township | 15S |
| Legal Section | 21 |
| Legal Quarter | NE |
| Legal Subdivision | MOUNTAIN LAUREL EST 2 SEC |
| Legal Lot Number | 30 |
| Jurisdiction | JEFFERSON AL |
| Township / Civil Division | PALMERDALE |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 11206 |
7405 Mountain Laurel Dr is owned and occupied by two individuals who bought it in March 1998.
Source: Jefferson County records, as of December 15, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7405 MOUNTAIN LAUREL DR, PINSON, AL 35126-4939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 8, 2021 | Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS |
| Mar 6, 2017 | Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 4, 1998 · Amount on File |
| Deed Sale | Mar 4, 1998 · Amount on File |
| Deed Document Number | 0098033210 |
| Deed Book / Page | 9803 / 3210 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 7405 MOUNTAIN LAUREL DR, PINSON, AL 35126-4939 |
| Document Number | 0000007255 |
| Instrument Date | Jan 8, 2021 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2021 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE & CLOSING S |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7405 MOUNTAIN LAUREL DR PINSON AL 351264939, PINSON, AL 35126-4939 |
| Document Number | 0000007255 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 7255 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 19, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON AL |
| Property Address | 7405 MOUNTAIN LAUREL DR, PINSON, AL 35126-4939 |
| Document Number | 0000024694 |
| Instrument Date | Mar 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2017 |
| Title Company | EQUITY NATIONAL TITLE LLC, EQUITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7405 MOUNTAIN LAUREL DR PINSON AL 351264939, PINSON, AL 35126-4939 |
| Document Number | 0000024694 |
|---|---|
| Date | Mar 14, 2017 |
| Instrument | 24694 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 13, 2047 |
Source: Jefferson County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Jefferson County |
| Municipality | Pinson City |
| Unified School District | Jefferson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Senior Citizen's exemption | $27,200 | $271,900 Land $40,000 Building $231,900 |
| 2023 | $27,540 Land $4,001 Building $23,539 | $275,300 Land $40,000 Building $235,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 7405 Mountain Laurel Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1990.
Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 4 (1990–2000) |
| Most Recent Claim | Mar 2000 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7405 Mountain Laurel Dr is moderate, ranking above 54% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 54% of the US · above 67% of Alabama |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures