7405 Melodia Ter, Carlsbad, CA 92011 Property Records

San Diego County property record for 7405 Melodia Ter, Carlsbad, CA 92011

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,112 sqft · built 1998
Lot Size	0.244 acres (10,650 sqft)
Owner	2 Individual Names on File
Last Sale	$1,320,000 (Nov 2013)
Tax Bill	$17,504 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`215-800-04-00`

Property Details

APN / Parcel Number

Primary APN	`215-800-04-00`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	4,112 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	10,650 sqft (0.244 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	7405 MELODIA TER
City	CARLSBAD
State	CA
Zip	92011-4866
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-C
Legal Description	LOT 37 TR 013370
Legal Subdivision	CARLSBAD COURT
Legal Tract	013370
Legal Block	1
Legal Lot Number	37
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	17808

Owner

7405 Melodia Ter is owned and occupied by two individuals who acquired it in September 2016.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7405 MELODIA TER, CARLSBAD, CA 92011-4866
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2013 · Amount on File
Deed Sale	Nov 14, 2013 · Amount on File
Prior Sale	Feb 27, 1998 · Amount on File
Deed Document Number	2013675835
Last Transfer Date	Sep 6, 2016
Transfer Doc	0000470620
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7405 MELODIA TER, CARLSBAD, CA 92011-4866
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7405 MELODIA TER, CARLSBAD, CA 92011-4866

Mortgage

Document Number	0000595176
Date	Aug 20, 2021
Instrument	2021-0595176

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7405 MELODIA TER, CARLSBAD, CA 92011-4866
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7405 MELODIA TER, CARLSBAD, CA 92011-4866

Mortgage

Document Number	0000761853
Date	Nov 2, 2021
Instrument	2021-0761853

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.12%
Type Change Date	Nov 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.12%
Index	Other
Margin	3
Max Rate	7.12%

Tax Assessment & Valuation

The 2025 property tax bill for 7405 Melodia Ter was $17,504 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Carlsbad City
Unified School District	Carlsbad Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,650,491 (+2%) Land $875,262 Building $775,229
2025	$17,504.00 Homeowner's exemption	$1,618,129 Land $858,100 Building $760,029
2023	$16,821.00 (+1.57%) Homeowner's exemption	$1,555,297 Land $824,780 Building $730,517
2022	$16,561.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7405 Melodia Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7405 Melodia Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARLSBAD MWD serves 96,371 people · EPA ID CA3710005
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 335 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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