Winnebago County property record for 7405 Howlett Rd, Oshkosh, WI 54902
| Property Type | Single Family Home |
|---|---|
| Lot Size | 32.2 acres (1,403,068 sqft) |
| Owner | Individual Name on File |
| Last Sale | $133,000 (Jun 2005) |
| Tax Bill | $6,144 (2024) |
| Deeds & Mortgages | Sep 2026 Mortgage Aug 2023 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-0515 |
| Primary APN | 004-0515 |
|---|---|
| Alternative APN |
|
| Lot Area | 1,403,068 sqft |
|---|
| Heating System | HVAC |
|---|
| Account Number | 23641 |
|---|---|
| Street Address | 7405 HOWLETT RD |
| City | OSHKOSH |
| State | WI |
| Zip | 54902-9183 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A2 |
| Legal Description | PT SE NE DESC AS LOT 3 OF CSM-3827 32.21 A. |
| Legal Range | 17E |
| Legal Township | 17N |
| Legal Section | 32 |
| Legal Subdivision | TOWN OF BLACK WOLF |
| Legal Lot Number | 3 |
| Jurisdiction | WINNEBAGO WI |
| Township / Civil Division | BLACK WOLF |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 1900 |
7405 Howlett Rd is owned and occupied by an individual who bought it in June 2005.
Source: Winnebago County records, as of October 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7405 HOWLETT RD, OSHKOSH, WI 54902-9183 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CREDIT UNION |
| Aug 15, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY FIRST CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2005 · Amount on File |
| Deed Sale | Jun 23, 2005 · Amount on File |
| Prior Sale | Jan 25, 2005 · Amount on File |
| Deed Document Number | 20051360099 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Recording Date | Sep 25, 2026 |
| Property Address | 7405 HOWLETT RD, OSHKOSH, WI 54902-9183 |
| Document Number | 0001975984 |
| Instrument Date | Sep 21, 2026 |
| Instrument | 20261975984 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 7405 HOWLETT RD, OSHKOSH, WI 54902-9183 |
| Document Number | 0001975984, |
|---|---|
| Date | Sep 25, 2026 |
| Instrument | 20261975984 |
| Name | COMMUNITY FIRST CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 72 Months |
| Due | Sep 25, 2032 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO WI |
| Property Address | 7405 HOWLETT RD, OSHKOSH, WI 54902-9183 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0001908488 |
|---|---|
| Date | Aug 15, 2023 |
| Instrument | 1908488 |
| Name | COMMUNITY FIRST CU |
|---|---|
| Type | Credit Union |
| Address | APPLETON, WI 54912 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 72 Months |
| Due | Aug 14, 2029 |
Source: Winnebago County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Wisconsin |
| County | Winnebago County |
| County Subdivision | Black Wolf Town |
| Unified School District | Oshkosh Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $661,300 Land $94,800 Building $566,500 | ||
| 2024 | $6,144.00 (-11.21%) | ||
| 2023 | $6,920.00 (+2.13%) Homeowner's exemption | $379,200 (-0.08%) Land $45,000 Building $334,200 | $546,061 (+11.86%) Land $60,448 Building $485,613 |
| 2022 | $6,776.00 Homeowner's exemption | $379,500 Land $45,300 Building $334,200 | $488,175 Land $54,039 Building $434,136 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7405 Howlett Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 26, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (1999–2004) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jun 2004 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7405 Howlett Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of Wisconsin |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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