7405 High Ave, La Jolla, CA 92037 Property Records

San Diego County property record for 7405 High Ave, La Jolla, CA 92037

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,290 sqft · built 1970
Lot Size	0.229 acres (9,954 sqft)
Owner	2 Company Names on Record
Last Sale	$260,000 (Jun 1984)
Tax Bill	$7,989 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`350-660-07-00`

Property Details

APN / Parcel Number

Primary APN	`350-660-07-00`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,290 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	9,954 sqft (0.229 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	7405 HIGH AVE
City	LA JOLLA
State	CA
Zip	92037-5212
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-7
Legal Description	BLK 14 LOTS 14 THRU 16 TR 000915
Legal Subdivision	CENTER ADD
Legal Tract	000915
Legal Block	14
Legal Lot Number	14-16
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1000
Census Tract	8303

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	7405 HIGH AVE, LA JOLLA, CA 92037-5212
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK
Mar 5, 2021	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK
Aug 22, 2018	Intrafamily Transfer, Transfer · ARM CITY NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 1984 · Amount on Record
Deed Sale	Jun 29, 1984 · Amount on Record
Deed Document Number	1984246437
Last Transfer Date	Aug 15, 2018
Transfer Doc	0000345122
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7405 HIGH AVE, LA JOLLA, CA 92037-5212
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	FIDELITY-SHERMAN OAKS, FIDELITY SHERMAN OAKS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7405 HIGH AVE, LA JOLLA, CA 92037-5212

Mortgage

Document Number	0000171793
Date	Mar 5, 2021
Instrument	2021-0171793

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	7405 HIGH AVE, LA JOLLA, CA 92037-5212
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	FIDELITY-SHERMAN OAKS, FIDELITY SHERMAN OAKS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7405 HIGH AVE, LA JOLLA, CA 92037-5212

Mortgage

Document Number	0000171794
Date	Mar 5, 2021
Instrument	2021-0171794

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Feb 22, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 22, 2018
Property Address	7405 HIGH AVE, LA JOLLA, CA 92037-5212
Document Number	0000345122
Map Reference	MAP 915
Instrument Date	Aug 15, 2018
Instrument	2018-0345122
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	7405 HIGH AVE, LA JOLLA, CA 92037-5212

Mortgage

Document Number	0000345123
Date	Aug 22, 2018
Instrument	2018-0345123

Lender

Name	CITY NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.97%
Type Change Date	Sep 1, 2025
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.97%
Index	1-Year CMT
Max Rate	8.97%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$612,824 (+2%) Land $422,649 Building $190,175
2025	$7,989.00 (+13.77%) Homeowner's exemption	$600,809 (+4.04%) Land $414,362 Building $186,447
2023	$7,022.00 (+2.75%) Homeowner's exemption	$577,481 Land $398,273 Building $179,208
2022	$6,834.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	8 (1978–2020)
Claims Outside the SFHA	6 of 8
Most Recent Claim	Apr 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications.

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