7405 Dines Rd, Novelty, OH 44072 Property Records

Geauga County property record for 7405 Dines Rd, Novelty, OH 44072

Property Summary

Property Type	Rural Home
Details	5 bd · 6 ba · 6,721 sqft · built 1996
Lot Size	28.9 acres (1,261,933 sqft)
Owner	Individual Name on File
Last Sale	$1,765,000 (Jun 2010)
Tax Bill	$30,892 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-203400`

Property Details

APN / Parcel Number

Primary APN	`26-203400`
Alternative APN	`001561-8`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	6,721 sqft Living Area
1st Floor Area	4,300 sqft
Upper Floors Area	2,421 sqft
Attic	Attic
Attic Area	976 sqft
Basement Area	4,300 sqft
Unfinished Basement	4,300 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	1,261,933 sqft (28.9 acres)
Terrain	Rolling
Garage Area	1,839 sqft
Parking Spaces	7 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	228 sqft
Deck Area	600 sqft
Patio Area	600 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	001561-8
Street Address	7405 DINES RD
City	NOVELTY
State	OH
Zip	44072-9722
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R5
Legal Description	LOTS 2 & 3 SEC 11 TR 1
Legal Tract	1
Legal Lot Number	2-3
Jurisdiction	GEAUGA OH
Township / Civil Division	RUSSELL
Census Block Group	2
Census Block	2014
Census Tract	311500

Owner

7405 Dines Rd, a rural home, is owned and occupied by an individual who bought it in June 2010.

Source: Geauga County records, as of July 14, 2026

Owner of Record	Individual Name on File
Mailing Address	7405 DINES RD, NOVELTY, OH 44072-9722
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2018	Deed of Trust, Mortgage · ARM THE HUNTINGTON NATIONAL BANK
Apr 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Oct 16, 2020	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2010 · Amount on File
Deed Sale	Jun 30, 2010 · Amount on File
Prior Sale	Aug 20, 1991
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	7405 DINES RD, NOVELTY, OH 44072-9722
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020601969
Date	Oct 12, 2018
Book Page	2060/1969
Instrument	201800941755

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.3%
Type Change Date	Oct 1, 2033
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	9.3%
Index	1-Year LIBOR
Max Rate	9.3%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	7405 DINES RD, NOVELTY, OH 44072-9722
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020912226
Date	Apr 24, 2020
Book Page	2091/2226
Instrument	202000962721

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GEAUGA OH
Property Address	7405 DINES RD, NOVELTY, OH 44072-9722
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7405 DINES RD, NOVELTY, OH 44072-9722

Mortgage

Document Number	0021052899
Date	Oct 16, 2020
Book Page	2105/2899
Instrument	202000971372

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Sep 22, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 7405 Dines Rd was $30,892 with a homeowner's exemption, up 4.6% from the year before.

Source: Geauga County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Geauga County
County Subdivision	Russell Township
Unified School District	West Geauga Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$30,892.00 (+4.6%)	$663,680 (-) Land $182,390 Building $481,290
2024	$29,533.00 (-0.84%) Homeowner's exemption	$663,680 (-) Land $182,390 Building $481,290
2023	$29,784.00 Homeowner's exemption	$663,680 (+25.88%) Land $182,390 Building $481,290	$1,896,200 Land $521,100 Building $1,375,100
2022		$527,240 Land $146,160 Building $381,080
2021	$27,979.00
2020			$1,506,400 Land $417,600 Building $1,088,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7405 Dines Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7405 Dines Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 68% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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