7405 Derby Ln, Cotati, CA 94931 Property Records

Sonoma County property record for 7405 Derby Ln, Cotati, CA 94931 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1958
Square Footage935 sqft Living Area
Lot Size87,120 sqft (2 acres)
OccupancyOwner Occupied
Last Sale$575,000 (2004)
Tax Bill$10,760.00 (2025)

Property Details

APN / Parcel Number

Primary APN046-063-009-000
Alternative APN
  • 046-063-009

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms2 Rooms
Building Area935 sqft Living Area
1st Floor Area935 sqft 1st Floor
Stories1 Story

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1958
Construction TypeWood
Lot Area87,120 sqft (2 acres)
Parking Spaces2 Parking Spaces
Garage TypeCarport
Garage Area560 sqft Garage
CarportCarport
Carport Area560 sqft Carport

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Old Parcel Number046-063-009
Street Address7405 DERBY LN
CityCOTATI
StateCA
Zip94931-9752
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionJ W PITTS SUBDIVISION GILMORE RANCH
Legal Block3
Legal Lot Number18
JurisdictionSONOMA CA
Township / Civil DivisionPETALUMA
Census Block Group3
Census Block3013
Census Tract151206

Owner

Source: Sonoma County records · APN 046-063-009-000

Assessment roll updated April 13, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7405 DERBY LN, COTATI, CA 94931-9752
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Man

Deeds, Mortgages & Sale History

DateDocument
Aug 03, 2021Deed of Trust, Mortgage · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC
Apr 07, 2020Deed of Trust, Mortgage · Line of Credit
BANK OF MARIN

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 24, 2004 · Amount on Record
Deed SaleSep 24, 2004 · Amount on Record
Prior SaleFeb 13, 1996
Deed Document Number2004146713
Last Transfer DateJun 23, 2005
Transfer Doc0000090083
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address7405 DERBY LN, COTATI, CA 94931-9752
Transaction TypeMortgage
Record UpdatedAug 19, 2021
Title CompanyCORNERSTONE TITLE-OREM, CORNERSTONE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7405 DERBY LN, COTATI, CA 94931-9752

Mortgage

Document Number0000088311
DateAug 03, 2021
Instrument2021088311
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
AddressCHICAGO, IL 60613
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSONOMA CA
Property Address7405 DERBY LN, COTATI, CA 94931-9752
Document Number0000027348
Instrument DateApr 07, 2020
Transaction TypeMortgage
Record UpdatedMay 08, 2020
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7405 DERBY LN COTATI CA 949319752, COTATI, CA 94931-9752

Mortgage

Document Number0000027348
DateApr 13, 2020
Instrument27348
Lender
NameBANK OF MARIN
TypeBank
AddressNOVATO, CA 94948
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Sonoma County records · Assessment roll updated April 13, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySonoma County
Unified School DistrictCotati-Rohnert Park Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$10,760.00 (+15.01%)$900,322 (+16.87%) Land $418,166 Building $482,156
2023$9,356.00 (+1.76%)$770,363 Land $401,929 Building $368,434
2022$9,194.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sonoma County (06097C), updated February 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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