7405 276th St E, Graham, WA 98338 Property Records

Pierce County property record for 7405 276th St E, Graham, WA 98338

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.75 ba · 2,232 sqft · built 1991
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on File
Last Sale	$485,750 (Jul 2020)
Tax Bill	$6,161 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Apr 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`041832-6-068`

Property Details

APN / Parcel Number

Primary APN	`041832-6-068`

Interior

Bedrooms	4 Beds
Full Baths	2.75 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,232 sqft Living Area
Gross Area	2,712 sqft
1st Floor Area	2,232 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2010
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	52,272 sqft
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Wood Porch
Porch Area	1,006 sqft
Deck Area	284 sqft
Patio Area	614 sqft
Storage Building	704 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	7405 276TH ST E
City	GRAHAM
State	WA
Zip	98338-7355
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Description	SECTION 32 TOWNSHIP 18 RANGE 04 QUARTER 21 : L 4 S P 90-06-28-0363 FORMERLY POR L 17 L L 86-01-31-0303 EASE OF REC OUT OF 2-017 SEG C0381BO 9/26/91BO
Legal Range	04
Legal Township	18
Legal Section	32
Legal Subdivision	SP#9006280363
Legal Lot Number	4
Jurisdiction	PIERCE WA
Township / Civil Division	GRAHAM-THRIFT
Census Block Group	1
Census Block	1007
Census Tract	73117

Owner

7405 276th St E is owned and occupied by two individuals who bought it in July 2020.

Source: Pierce County records, as of August 26, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7405 276TH ST E, GRAHAM, WA 98338-7355
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2026	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CREDIT UNION
Apr 5, 2021	Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU
Jul 16, 2020	Warranty Deed, Transfer · Conventional Mortgage BOEING EMPS CU
Jun 14, 2018	Deed of Trust, Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2020 · Amount on File
Deed Sale	Jul 16, 2020 · Amount on File
Deed Document Number	2020160460
Prior Transfer Date	May 19, 1994
Prior Transfer Doc	0000000703
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Recording Date	Aug 19, 2026
Property Address	7405 276TH ST E, GRAHAM, WA 98338-7355
Document Number	0000000219
Instrument Date	Aug 7, 2026
Instrument	2026219
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7405 276TH ST E, GRAHAM, WA 98338-7355

Mortgage

Document Number	0000000219,
Date	Aug 19, 2026
Instrument	2026219

Lender

Name	BOEING EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 12, 2051

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7405 276TH ST E, GRAHAM, WA 98338-7355
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0004050662
Date	Apr 5, 2021
Instrument	202104050662

Lender

Name	BOEING EMPLOYEES CU
Type	Credit Union
Address	SEATTLE, WA 98124

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Mar 31, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Jul 16, 2020
Property Address	7405 276TH ST E, GRAHAM, WA 98338-7355
Document Number	2007160460
Instrument Date	Jul 10, 2020
Instrument	202007160460
Transaction Type	Transfer
Record Updated	Aug 24, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,717.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	7405 276TH ST E GRAHAM WA 983387355, GRAHAM, WA 98338-7355

Mortgage

Document Number	2007160461
Date	Jul 16, 2020
Instrument	202007160461

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	TUKWILA, WA 98168

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2050

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	7405 276TH ST E, GRAHAM, WA 98338-7355
Document Number	1806190362
Instrument Date	Jun 14, 2018
Transaction Type	Mortgage
Record Updated	Jul 2, 2018
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7405 276TH ST E GRAHAM WA 983387355, GRAHAM, WA 98338-7355

Mortgage

Document Number	1806190362
Date	Jun 19, 2018
Instrument	201806190362

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 18, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7405 276th St E was $6,161, down 0.9% from the year before.

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$586,300 Land $198,100 Building $388,200	$586,300 Land $198,100 Building $388,200
2025	$6,161.00 (-0.88%)
2024	$6,216.00 (+1.04%)	$534,700 (-2.68%) Land $184,100 Building $350,600	$534,700 (-2.68%) Land $184,100 Building $350,600
2023	$6,152.00	$549,400 Land $198,100 Building $351,300	$549,400 Land $198,100 Building $351,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7405 276th St E in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective February 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1999–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7405 276th St E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sunwood Graham private · serves 315 people · EPA ID WA5362034
Water Source	Groundwater
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	80 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Lightcurve Cable	1,000 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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