7405 103rd St, Lubbock, TX 79424 Property Records

Lubbock County property record for 7405 103rd St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,459 sqft · built 2016
Lot Size	0.135 acres (5,923 sqft)
Owner	Individual Name on File
Tax Bill	$2,671 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R326983`

Property Details

APN / Parcel Number

Primary APN	`R326983`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,459 sqft Living Area

Exterior

Year Built	Built 2016
Lot Area	5,923 sqft (0.135 acres)
Garage Area	478 sqft

Location & Zoning

Street Address	7405 103RD ST
City	LUBBOCK
State	TX
Zip	79424-6475
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WINDSTONE AT UPLAND L 70
Legal Subdivision	WINDSTONE AT UPLAND
Legal Lot Number	700
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1007
Census Tract	10421

Owner

7405 103rd St is owned and occupied by an individual who acquired it in August 2022.

Source: Lubbock County records, as of February 19, 2026

Owner of Record	Individual Name on File
Mailing Address	7405 103RD ST, LUBBOCK, TX 79424-6475
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 29, 2022	Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 30, 2020	Grant Deed, Subdivision Related Transfer WELLS FARGO BK
Jun 4, 2020	Grant Deed, Subdivision Related Transfer AMARILLO NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2022
Deed Sale	Aug 29, 2022
Prior Sale	Aug 4, 2020
Deed Document Number	2022041317
Record Updated	Jun 8, 2026

August 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Aug 29, 2022
Property Address	7405 103RD ST, LUBBOCK, TX 79424-6475
Document Number	0000041317
Map Reference	DOC 2015027136
Instrument Date	Aug 26, 2022
Instrument	2022041317
Transaction Type	Transfer
Record Updated	Sep 2, 2022
Title Company	SERVICE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7405 103RD ST, LUBBOCK, TX 79424-6475

Mortgage

Document Number	0000041318
Date	Aug 29, 2022
Instrument	2022041318

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

July 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LUBBOCK TX
Recording Date	Jul 30, 2020
Property Address	7405 103RD ST, LUBBOCK, TX 79424-6475
Document Number	0000031912
Instrument Date	Jul 29, 2020
Instrument	31912
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 7, 2020
Title Company	TITLE ONE DIGITAL TITLE SERVICES L, TITLE ONE DIGITAL TITLE SVCS L

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7314 29TH ST LUBBOCK TX 794072833, LUBBOCK, TX 79407-2833

Mortgage

Document Number	31913
Date	Jul 30, 2020
Instrument	31913

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 29, 2050

June 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	LUBBOCK TX
Recording Date	Jun 4, 2020
Property Address	7405 103RD ST, LUBBOCK, TX 79424-6475
Document Number	0000022230
Instrument Date	Jun 3, 2020
Instrument	22230
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 20, 2020
Title Company	TITLE ONE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2910 URBANA PL LUBBOCK TX 79407, LUBBOCK, TX 79407

Mortgage

Document Number	22231
Date	Jun 4, 2020
Instrument	22231

Lender

Name	AMARILLO NAT'L BK
Type	Bank
Address	AMARILLO, TX 79105

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7405 103rd St was $2,671 with a homeowner's exemption, down 15.1% from the year before.

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Frenship Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,671.00 (-15.07%) Homeowner's exemption	$208,411 Land $17,769 Building $190,642	$208,411 Land $17,769 Building $190,642
2024	$3,145.00 (-7.5%)
2023	$3,400.00 (-8.75%) Homeowner's exemption	$217,747 Land $17,769 Building $199,978	$217,747 Land $17,769 Building $199,978
2022	$3,726.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7405 103rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7405 103rd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 455 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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