7404 Zoar Ave, Lubbock, TX 79424 Property Records

Lubbock County property record for 7404 Zoar Ave, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,968 sqft · built 1981
Lot Size	0.314 acres (13,720 sqft)
Owner	Individual Name on Record
Tax Bill	$1,912 (2025)
Deeds & Mortgages	Jun 2023 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R35779`

Property Details

APN / Parcel Number

Primary APN	`R35779`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,968 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Lot Area	13,720 sqft (0.314 acres)
Garage Area	594 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7404 ZOAR AVE
City	LUBBOCK
State	TX
Zip	79424-2131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	WOODLAND PARK L 138
Legal Subdivision	WOODLAND PARK
Legal Lot Number	1380
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2004
Census Tract	1804

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7404 ZOAR AVE, LUBBOCK, TX 79424-2131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jun 20, 2023
Transfer Doc	0000022514
Record Updated	Jun 8, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LUBBOCK TX
Recording Date	Jun 20, 2023
Property Address	7404 ZOAR AVE, LUBBOCK, TX 79424-2131
Document Number	0000022514
Map Reference	VOL 1592 PG 864
Instrument Date	Jun 9, 2023
Instrument	2023022514
Transaction Type	Transfer
Record Updated	Jun 30, 2023
Title Company	NOT AVAILABLE, SUMMIT SETTLEMENT SERVICES

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7404 ZOAR AVE, LUBBOCK, TX 79424-2131

Mortgage

Document Number	0000022515
Date	Jun 20, 2023
Instrument	2023022515

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.8%
Adjustable	Adjustable Rate Rider
Type Change Date	Aug 1, 2023
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	12.8%

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,912.00 (-28.82%) Homeowner's exemption	$256,176 (+5.69%) Land $17,836 Building $238,340	$256,176 (+4.27%) Land $17,836 Building $238,340
2024	$2,686.00 (+36.28%)
2023	$1,971.00 (-33.23%) Homeowner's exemption	$242,378 (+1%) Land $17,836 Building $227,847	$245,683 (-) Land $17,836 Building $227,847
2022	$2,952.00 Homeowner's exemption	$220,344 Land $17,836 Building $227,847	$245,683 Land $17,836 Building $227,847

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Metronet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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