7404 Rigby Pl, Elkridge, MD 21075 Property Records

Howard County property record for 7404 Rigby Pl, Elkridge, MD 21075

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,720 sqft · built 2015
Lot Size	0.034 acres (1,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (May 2025)
Tax Bill	$4,801 (2026)
Deeds & Mortgages	Sep 2023 Sale Oct 2017 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-597066`

Property Details

APN / Parcel Number

Primary APN	`01-597066`
Alternative APN	`597066`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	1,720 sqft Total Area

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,480 sqft (0.034 acres)
Garage Type	Built-in
Garage Area	200 sqft
Parking Spaces	1 Parking Space
Deck Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	597066
Street Address	7404 RIGBY PL
City	ELKRIDGE
State	MD
Zip	21075-7287
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	LOT 275 1,480 SQ' 7404 RIGBY PL HOWARD SQUARE PH 6
Legal Subdivision	HOWARD SQUARE
Legal Phase	6
Legal Lot Number	275
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2062
Census Tract	601203

Owner

Source: Howard County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7404 RIGBY PL, ELKRIDGE, MD 21075-7287
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2023	Deed, Transfer LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY
Oct 26, 2017	Loan Modification, Mortgage · FHA Mortgage FIRST GUARANTY MTG
Oct 26, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2025 · Amount on Record
Deed Sale	May 30, 2025 · Amount on Record
Prior Sale	Sep 1, 2023 · Amount on Record
Deed Book / Page	22777 / 463
Record Updated	Oct 29, 2026

September 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Sep 1, 2023
Property Address	7404 RIGBY PL, ELKRIDGE, MD 21075-7287
Document Number	0221010125
Book / Page	22101 / 125
Map Reference	PL 22986-22988
Instrument Date	Aug 22, 2023
Transaction Type	Transfer
Record Updated	Sep 15, 2023
Title Company	LAKESIDE TITLE COMPANY INC, LAKESIDE TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9770 PATUXENT WOODS DR, COLUMBIA, MD 21046-1530

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HOWARD MD
Property Address	7404 RIGBY PL, ELKRIDGE, MD 21075-7287
Document Number	0179460011
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7404 RIGBY PL ELKRIDGE MD 210757287, ELKRIDGE, MD 21075-7287

Mortgage

Document Number	0179460011
Date	Dec 1, 2017
Book Page	017946/000011

Lender

Name	FIRST GUARANTY MTG
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28217

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7404 RIGBY PL, ELKRIDGE, MD 21075-7287
Document Number	0179460019
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7404 RIGBY PL ELKRIDGE MD 210757287, ELKRIDGE, MD 21075-7287

Mortgage

Document Number	0179460019
Date	Dec 1, 2017
Book Page	017946/000019

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 30, 2047

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,801.00 (+663.28%)	$303,100 (+2.05%) Land $165,000 Building $138,100	$303,100 (-) Land $165,000 Building $138,100
2025	$629.00 (-78.81%)	$297,000 (+4.28%)	$303,100 (+6.43%) Land $165,000 Building $138,100
2023		$284,800 (+8.04%) Land $160,000 Building $124,800	$284,800 (-) Land $160,000 Building $124,800
2022	$2,968.00 Homeowner's exemption	$263,600	$284,800 Land $160,000 Building $124,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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