7404 Lost Trail Dr, Cordova, TN 38016 Property Records

Shelby County property record for 7404 Lost Trail Dr, Cordova, TN 38016

Property Summary

Property Type	Planned Unit Development
Details	3 bd · 2 ba · 1,384 sqft · built 2011
Lot Size	0.095 acres (4,136 sqft)
Owner	Individual Name on Record
Last Sale	$157,000 (Jul 2018)
Tax Bill	$1,800 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Feb 2022 Second Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`D0-208E-I0-0027`

Property Details

APN / Parcel Number

Primary APN	`D0-208E-I0-0027`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,384 sqft Living Area
Gross Area	1,804 sqft
1st Floor Area	1,384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Traditional
Exterior Material	Brick Veneer
Lot Area	4,136 sqft (0.095 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	18 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7404 LOST TRAIL DR
City	CORDOVA
State	TN
Zip	38016-4982
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	CA
Legal Description	NS LOST TRAIL DRIVE (PD) SEE MAP GRID# 127 C
Legal Subdivision	LOST CREEK PD
Legal Lot Number	27
Jurisdiction	SHELBY TN
Township / Civil Division	5
Census Block Group	1
Census Block	1022
Census Tract	21124

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7404 LOST TRAIL DR, CORDOVA, TN 38016-4982
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Feb 8, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Aug 2, 2021	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC
Feb 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jul 27, 2018	Warranty Deed, Transfer · Conventional Mortgage ORION FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 27, 2018 · Amount on Record
Deed Sale	Jul 27, 2018 · Amount on Record
Prior Sale	May 28, 2015 · Amount on Record
Deed Document Number	201875328
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	7404 LOST TRAIL DR, CORDOVA, TN 38016-4982
Transaction Type	Mortgage
Record Updated	Dec 20, 2022
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7404 LOST TRAIL DR, CORDOVA, TN 38016-4982

Mortgage

Document Number	0022134089
Date	Dec 14, 2022
Instrument	22134089

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	344 Months
Due	Aug 1, 2051

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	7404 LOST TRAIL DR, CORDOVA, TN 38016-4982
Transaction Type	Mortgage
Record Updated	Feb 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0022014398
Date	Feb 8, 2022
Instrument	22014398

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Feb 1, 2037

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	7404 LOST TRAIL DR, CORDOVA, TN 38016-4982
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021094998
Date	Aug 2, 2021
Instrument	21094998

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY TN
Property Address	7404 LOST TRAIL DR, CORDOVA, TN 38016-4982
Document Number	0000022308
Instrument Date	Feb 24, 2020
Transaction Type	Mortgage
Record Updated	Mar 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7404 LOST TRAIL DR CORDOVA TN 380164982, CORDOVA, TN 38016-4982

Mortgage

Document Number	0000022308
Date	Mar 2, 2020
Instrument	22308

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Jul 27, 2018
Property Address	7404 LOST TRAIL DR, CORDOVA, TN 38016-4982
Document Number	0000075328
Instrument Date	Jul 26, 2018
Instrument	75328
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	HOME SURETY TITLE AND ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$580.90
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7404 LOST TRAIL DR CORDOVA TN 380164982, CORDOVA, TN 38016-4982

Mortgage

Document Number	75329
Date	Jul 27, 2018
Instrument	75329

Lender

Name	ORION FCU
Type	Credit Union
Address	MEMPHIS, TN 38133

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 26, 2048

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,800.00 (-0.77%)	$66,950 (+25.08%) Land $17,500 Building $49,450	$267,800 (+25.08%) Land $70,000 Building $197,800
2023		$53,525 Land $8,750 Building $44,775
2022	$1,814.00
2021			$214,100 Land $35,000 Building $179,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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