7404 Lewis Ave, Gloucester, VA 23061 Property Records

Gloucester County property record for 7404 Lewis Ave, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,102 sqft · built 1926
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$135,000 (Oct 2019)
Tax Bill	$1,690 (2026)
Deeds & Mortgages	Jul 2025 Line of Credit Oct 2019 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`032A 5 R 7`

Property Details

APN / Parcel Number

Primary APN	`032A 5 R 7`
Alternative APN	`27647`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,102 sqft Living Area
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Metal
Lot Area	15,682 sqft (0.36 acres)
Garage Type	Mixed
Porch	Slab

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7404 LEWIS AVE
City	GLOUCESTER
State	VA
Zip	23061-5183
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF-1
Legal Description	LEWIS AVE LOT 7
Legal Subdivision	PLAT: PB20 712
Legal Lot Number	7
Jurisdiction	GLOUCESTER VA
Township / Civil Division	WARE
Census Block Group	1
Census Block	1002
Census Tract	100203

Owner

7404 Lewis Ave is owned and occupied by an individual who bought it in October 2019.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	7404 LEWIS AVE, GLOUCESTER, VA 23061-5183
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2025	Deed of Trust, Mortgage · Line of Credit 1ST ADVANTAGE FEDERAL CREDIT UNION
Oct 9, 2019	Warranty Deed, Construction Loan · Construction Mortgage CHESAPEAKE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2019 · Amount on File
Deed Sale	Oct 9, 2019 · Amount on File
Deed Document Number	20194507
Record Updated	Oct 29, 2026

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7404 LEWIS AVE, GLOUCESTER, VA 23061-5183
Transaction Type	Mortgage
Record Updated	Oct 27, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0250003049
Date	Jul 29, 2025
Instrument	250003049

Lender

Name	1ST ADVANTAGE FEDERAL CREDIT UNION
Type	Credit Union
Address	NEWPORT NEWS, VA 23608

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 27, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Oct 9, 2019
Property Address	7404 LEWIS AVE, GLOUCESTER, VA 23061-5183
Document Number	0190004507
Instrument Date	Oct 2, 2019
Instrument	190004507
Transaction Type	Construction Loan
Record Updated	Oct 27, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7404 LEWIS AVE, GLOUCESTER, VA 23061-5183
Investor	Possibly a Property Investor

Mortgage

Document Number	0190004508
Date	Oct 9, 2019
Instrument	190004508

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 7404 Lewis Ave was $1,690, up 17.5% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,690.00 (+17.52%)	$284,960 (+23.63%) Land $59,520 Building $225,440	$284,960 (+23.63%) Land $59,520 Building $225,440
2025	$1,438.00 (+5.27%)	$230,500 (-) Land $50,590 Building $179,910	$230,500 (-) Land $50,590 Building $179,910
2024	$1,366.00	$230,500 (-) Land $50,590 Building $179,910	$230,500 (-) Land $50,590 Building $179,910
2023	$1,366.00 (+24.41%)	$230,500 (+54.2%) Land $50,590 Building $179,910	$230,500 (+54.2%) Land $50,590 Building $179,910
2022	$1,098.00	$149,480 Land $46,710 Building $102,770	$149,480 Land $46,710 Building $102,770

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7404 Lewis Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2004)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7404 Lewis Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER COUNTY WATER SYSTEM serves 10,754 people · EPA ID VA4073311
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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