7404 Granny Valley Rd, Gloucester, VA 23061 Property Records

Gloucester County property record for 7404 Granny Valley Rd, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,404 sqft · built 1999
Lot Size	1.63 acres (71,003 sqft)
Owner	Individual Name on File
Last Sale	$195,000 (Jun 2018)
Tax Bill	$1,693 (2026)
Deeds & Mortgages	Aug 2020 Refinance Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33265`

Property Details

APN / Parcel Number

Primary APN	`33265`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	71,003 sqft (1.63 acres)
Garage Area	392 sqft
Porch	Slab
Deck Area	188 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	7404 GRANNY VALLEY RD
City	GLOUCESTER
State	VA
Zip	23061-2506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SC-1
Legal Description	LAUREL BEND LOT 1
Legal Subdivision	PLAT: PB23 761
Legal Lot Number	1
Jurisdiction	GLOUCESTER VA
Township / Civil Division	PETSWORTH
Census Block Group	2
Census Block	2005
Census Tract	100201

Owner

7404 Granny Valley Rd is owned and occupied by an individual who acquired it in September 2025.

Source: Gloucester County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	7404 GRANNY VALLEY RD, GLOUCESTER, VA 23061-2506
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NATIONSTAR MORTGAGE LLC
Oct 6, 2025	Gift Deed, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jun 12, 2018	Warranty Deed, Transfer · FHA Mortgage BANK 34

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2018 · Amount on File
Deed Sale	Jun 12, 2018 · Amount on File
Deed Document Number	20182532
Last Transfer Date	Sep 5, 2025
Transfer Doc	0000004181
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	7404 GRANNY VALLEY RD, GLOUCESTER, VA 23061-2506
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200004102
Date	Aug 14, 2020
Instrument	200004102

Lender

Name	NATIONSTAR MORTGAGE LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2050

Interest

Rate Type	Fixed Rate

October 2025: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Oct 6, 2025
Property Address	7404 GRANNY VALLEY RD, GLOUCESTER, VA 23061-2506
Document Number	0250004181
Map Reference	MB 23 PG 761
Instrument Date	Sep 5, 2025
Instrument	250004181
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7404 GRANNY VALLEY RD, GLOUCESTER, VA 23061-2506

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7404 GRANNY VALLEY RD, GLOUCESTER, VA 23061-2506

Mortgage

Document Number	0250004182
Date	Oct 6, 2025
Instrument	250004182

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GLOUCESTER VA
Recording Date	Jun 12, 2018
Property Address	7404 GRANNY VALLEY RD, GLOUCESTER, VA 23061-2506
Document Number	180002532
Instrument Date	May 21, 2018
Instrument	180002532
Transaction Type	Transfer
Record Updated	Oct 5, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7404 GRANNY VALLEY RD, GLOUCESTER, VA 23061-2506

Mortgage

Document Number	180002533
Date	Jun 12, 2018
Instrument	180002533

Lender

Name	BANK 34

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	31 Months
Due	Dec 31, 2020

Interest

Rate Type	Fixed Rate
Rate	5%

Tax Assessment & Valuation

The 2026 property tax bill for 7404 Granny Valley Rd was $1,693, up 9.9% from the year before.

Source: Gloucester County assessment roll, as of October 27, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,693.00 (+9.86%)	$290,340 (+15.63%) Land $62,050 Building $228,290	$290,340 (+15.63%) Land $62,050 Building $228,290
2025	$1,541.00 (+5.33%)	$251,100 (-) Land $58,050 Building $193,050	$251,100 (-) Land $58,050 Building $193,050
2024	$1,463.00	$251,100 (-) Land $58,050 Building $193,050	$251,100 (-) Land $58,050 Building $193,050
2023	$1,463.00 (-3.43%)	$251,100 (+20.14%) Land $58,050 Building $193,050	$251,100 (+20.14%) Land $58,050 Building $193,050
2022	$1,515.00	$209,000 Land $55,770 Building $153,230	$209,000 Land $55,770 Building $153,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7404 Granny Valley Rd in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	19 (1999–2023)
Claims Outside the SFHA	1 of 19
Most Recent Claim	Sep 2023 · river or lake flooding
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 5 claims Hurricane Isabel, Sep 2003 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7404 Granny Valley Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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