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7404 Gordon Evans Rd, Navarre, FL 32566 Property Records

Santa Rosa County property record for 7404 Gordon Evans Rd, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,121 sqft · built 2021
Lot Size0.423 acres (18,426 sqft)
OwnerIndividual Name on File
Last Sale$450,000 (Jul 2023)
Tax Bill$3,365 (2024)
Deeds & MortgagesJul 2023 Sale & Mortgage
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN39-1S-27-0000-01760-0000

Property Details

APN / Parcel Number

Primary APN39-1S-27-0000-01760-0000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,121 sqft Heated Area
1st Floor Area2,601 sqft
FlooringLaminate Plank
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 2021
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area18,426 sqft (0.423 acres)
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area264 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number391S270000017600000
Street Address7404 GORDON EVANS RD
CityNAVARRE
StateFL
Zip32566-9773
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal Description*DESC UPDATE FOR 2023* PARCEL 70 COM AT SW COR THN S87*55'18 E ALNG S LN 320.95 FT TO POB THN S 87*55'18 E 90.44 FT THN
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1234
Census Tract10802

Owner

7404 Gordon Evans Rd is owned and occupied by an individual who bought it in July 2023.

Source: Santa Rosa County records, as of October 27, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address7404 GORDON EVANS RD, NAVARRE, FL 32566-9773
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2023Warranty Deed, Transfer · Conventional Mortgage
FIDELITY BANK
Aug 18, 2021Warranty Deed, Subdivision Related Transfer · VA Mortgage
UNIVERSITY LENDING GROUP LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 10, 2023 · Amount on File
Deed SaleJul 10, 2023 · Amount on File
Prior SaleAug 18, 2021 · Amount on File
Deed Document Number202330744
Deed Book / Page4413 / 1088
Record UpdatedJun 8, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJul 10, 2023
Property Address7404 GORDON EVANS RD, NAVARRE, FL 32566-9773
Document Number0044131088
Book / Page4413 / 1088
Instrument DateJun 30, 2023
Instrument202330744
Transaction TypeTransfer
Record UpdatedAug 7, 2023
Title CompanySETCO SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,150.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7450 MCAULIFFE LOOP, FORT CAMPBELL, KY 42223-6036

Transferred To (Grantee/Buyer)

NameVerified Name
Address7404 GORDON EVANS RD, NAVARRE, FL 32566-9773

Mortgage

Document Number0044131090
DateJul 10, 2023
Instrument4413/1090
Lender
NameFIDELITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2053
Interest
Rate TypeAdjustable Rate
Rate7.25%
Type Change DateJul 1, 2026
Change FrequencyAnnually
Min Rate At Change5.25%
Max Rate At Change9.25%
Index1-Year T-Bill
Margin4
Max Rate13.2%

August 2021: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateAug 18, 2021
Property Address7404 GORDON EVANS RD, NAVARRE, FL 32566-9773
Document Number0041651066
Book / Page4165 / 1066
Instrument DateAug 18, 2021
Instrument202155737
Transaction TypeSubdivision Related Transfer
Record UpdatedMar 7, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,306.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1903 ANDORRA ST, NAVARRE, FL 32566-9111

Transferred To (Grantee/Buyer)

NameVerified Name
Address244 HEATHERWOOD DR, LILLINGTON, NC 27546-5554

Mortgage

Document Number0041651069
DateAug 18, 2021
Instrument4165/1069
Lender
NameUNIVERSITY LENDING GROUP LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2051

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,365.00 (+3.13%) Homeowner's exemption$317,476 (+4%) Land $40,000 Building $277,476$317,476 (+4%) Land $40,000 Building $277,476
2023$3,263.00 (-9.81%)$305,274 (+3.25%) Land $30,000 Building $275,274$305,274 (+3.25%) Land $30,000 Building $275,274
2022$3,618.00$295,671$295,671 Land $28,000 Building $267,671

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7404 Gordon Evans Rd in Zone X, an area of minimal flood risk, though there have been 133 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 198 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies198 in force
Nearby Flood Claims133 (1995–2024)
Claims Outside the SFHA28 of 133
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 31 claims
  • Hurricane Frances, Sep 2004 · 68 claims
  • Hurricane Opal, Oct 1995 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7404 Gordon Evans Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 62% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area		5,000 / 5,000
Mediacom Xtream
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20

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