7404 91st St E, Palmetto, FL 34221 Property Records

Manatee County property record for 7404 91st St E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,216 sqft · built 2005
Lot Size	2.09 acres (91,309 sqft)
Owner	2 Individual Names on Record
Last Sale	$610,000 (Jan 2020)
Tax Bill	$270 (2024)
Deeds & Mortgages	Feb 2021 Mortgage Jan 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`6490-3715-9`

Property Details

APN / Parcel Number

Primary APN	`6490-3715-9`
Alternative APNs	`331822649037159` `0649037159`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	3,216 sqft Living Area
Gross Area	4,194 sqft
1st Floor Area	1,272 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2014
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	91,309 sqft
View / Lot	Standard
Garage Type	Attached
Garage Area	654 sqft
Parking Spaces	4 Parking Spaces
Porch	Screened Porch
Porch Area	390 sqft
Patio Area	1,100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0649037159
Street Address	7404 91ST ST E
City	PALMETTO
State	FL
Zip	34221-8479
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF-1
Legal Description	LOT 3 REGENCY OAKS PRESERVE PI#6490.3715/9
Legal Range	18E
Legal Township	33S
Legal Section	22
Legal Subdivision	REGENCY OAKS PRESERVE
Legal Tract	00649002
Legal Lot Number	3
Jurisdiction	MANATEE FL
Township / Civil Division	PARRISH
Census Block Group	4
Census Block	4000
Census Tract	1916

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7404 91ST ST E, PALMETTO, FL 34221-8479
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · VA Mortgage LEND SMART MORTGAGE LLC
Jan 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage DITECH FINANCIAL LLC
Jan 7, 2020	Warranty Deed, Transfer · VA Mortgage NFM LNDG
May 8, 2017	Deed of Trust, Mortgage · Line of Credit HANCOCK BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2020 · Amount on Record
Deed Sale	Jan 7, 2020 · Amount on Record
Prior Sale	Jul 13, 2010 · Amount on Record
Deed Document Number	20201956
Prior Transfer Date	Jan 5, 2016
Prior Transfer Doc	0026035998
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	7404 91ST ST E, PALMETTO, FL 34221-8479
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7404 91ST ST E, PALMETTO, FL 34221-8479

Mortgage

Document Number	202141024734
Date	Feb 26, 2021
Instrument	202141024734

Lender

Name	LEND SMART MORTGAGE LLC
Type	Mortgage Company
Address	SAINT PAUL, MN 55126

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	7404 91ST ST E, PALMETTO, FL 34221-8479
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027644623
Date	Jan 16, 2019
Book Page	2764/4623
Instrument	201941004821

Lender

Name	DITECH FINANCIAL LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2048

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Jan 7, 2020
Property Address	7404 91ST ST E, PALMETTO, FL 34221-8479
Document Number	0041001956
Instrument Date	Jan 3, 2020
Instrument	41001956
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,270.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7404 91ST ST E PALMETTO FL 342218479, PALMETTO, FL 34221-8479

Mortgage

Document Number	41001957
Date	Jan 7, 2020
Instrument	41001957

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 6, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	7404 91ST ST E, PALMETTO, FL 34221-8479
Document Number	0026742838
Instrument Date	May 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 21, 2018
Title Company	ACR TITLE GROUP, ACR TITLE GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7404 91ST ST E PALMETTO FL 342218479, PALMETTO, FL 34221-8479

Mortgage

Document Number	0026742838
Date	May 16, 2017
Book Page	002674/002838
Instrument	41046261

Lender

Name	HANCOCK BK
Type	Bank
Address	SAINT PETERSBURG, FL 33701

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 15, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$605,586 (+2.7%)	$992,428 (-0.96%) Land $267,750 Building $724,678
2025		$589,665 (+5.99%)	$1,002,010 (+10.02%) Land $267,750 Building $734,260
2024	$270.00 (+7.57%)
2023	$251.00 (-96.47%) Veteran's exemption	$556,356 (+3%)	$910,763 (+14.64%) Land $158,100 Building $752,663
2022	$7,108.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$540,151	$794,463 Land $155,000 Building $639,463

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 276 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	276 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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