7403 Sandy Bluff Dr, Jacksonville, FL 32277 Property Records

Duval County property record for 7403 Sandy Bluff Dr, Jacksonville, FL 32277

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,970 sqft · built 1974
Lot Size	0.248 acres (10,811 sqft)
Owner	2 Individual Names on Record
Last Sale	$340,000 (Jan 2022)
Tax Bill	$4,912 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage Sep 2021 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`113146-0000`

Property Details

APN / Parcel Number

Primary APN	`113146-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,970 sqft Living Area
Gross Area	2,593 sqft
1st Floor Area	1,970 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1995
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,811 sqft (0.248 acres)
Lot Dimensions	120 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	605 sqft
Parking Spaces	2 Parking Spaces
Pool Area	1 sqft
Porch	Screened Porch
Porch Area	222 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	7403 SANDY BLUFF DR
City	JACKSONVILLE
State	FL
Zip	32277-2813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RLD-60
Legal Description	32-068 02-2S-27E 03-2S-27E 37-2S-27E COLONIAL PARK UNIT NO 1 LOT 14,E 5FT LOT 15 BLK 53
Legal Range	27E
Legal Township	02S
Legal Section	02
Legal Subdivision	COLONIAL PARK UNIT 01
Legal Block	53
Legal Lot Number	14,15
Legal Unit	1
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE EAST
Census Block Group	2
Census Block	2003
Census Tract	14902

Owner

Source: Duval County records, as of September 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7403 SANDY BLUFF DR, JACKSONVILLE, FL 32277-2813
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Warranty Deed, Transfer · FHA Mortgage EMM LOANS LLC
Sep 17, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
May 5, 2020	Warranty Deed, Transfer · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 24, 2022 · Amount on Record
Deed Sale	Jan 24, 2022 · Amount on Record
Prior Sale	May 5, 2020 · Amount on Record
Deed Document Number	202218134
Deed Book / Page	20107 / 859
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	Jan 24, 2022
Property Address	7403 SANDY BLUFF DR, JACKSONVILLE, FL 32277-2813
Document Number	0201070859
Book / Page	20107 / 859
Map Reference	MB 32 PG 68&68A
Instrument Date	Jan 7, 2022
Instrument	2022018134
Transaction Type	Transfer
Record Updated	Feb 9, 2022
Title Company	LANDMARK TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8071 ECHO SPRINGS RD, 8071, JACKSONVILLE, FL 32256-0290

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7403 SANDY BLUFF DR, JACKSONVILLE, FL 32277-2813

Mortgage

Document Number	0020107861
Date	Jan 24, 2022
Instrument	20107/861

Lender

Name	EMM LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUVAL FL
Property Address	7403 SANDY BLUFF DR, JACKSONVILLE, FL 32277-2813
Transaction Type	Mortgage
Record Updated	Oct 7, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7403 SANDY BLUFF DR, JACKSONVILLE, FL 32277-2813

Mortgage

Document Number	0199171323
Date	Sep 17, 2021
Book Page	19917/1323
Instrument	2021244221

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 13, 2031

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DUVAL FL
Recording Date	May 5, 2020
Property Address	7403 SANDY BLUFF DR, JACKSONVILLE, FL 32277-2813
Document Number	0191970081
Book / Page	19197 / 81
Map Reference	MB 32 PG 68&68A
Instrument Date	Apr 30, 2020
Instrument	2020094499
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,295.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5052 TAYLOR CREEK DR, 5052, JACKSONVILLE, FL 32258-1121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7403 SANDY BLUFF DR, JACKSONVILLE, FL 32277-2813

Mortgage

Document Number	0191970082
Date	May 5, 2020
Instrument	19197/0082

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Duval County assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$295,889 (-0.31%) Land $72,528 Building $223,361	$295,889 (-0.31%) Land $72,528 Building $223,361
2025	$4,912.00 (+2.38%) Homeowner's exemption	$296,805 (+3.39%) Land $57,120 Building $239,685	$296,805 (+3.39%) Land $57,120 Building $239,685
2024	$4,798.00 (-10.59%)
2023	$5,366.00 (+96.7%)	$287,075 (+51.29%) Land $53,040 Building $234,035	$287,075 (+18.41%) Land $53,040 Building $234,035
2022	$2,728.00 Homeowner's exemption	$189,754	$242,446 Land $51,000 Building $191,446

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	23 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA MAJOR GRID serves 826,664 people · EPA ID FL2161328
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: IQ Fiber, Verizon.

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