7403 S Spotted Rd, Cheney, WA 99004 Property Records

Spokane County property record for 7403 S Spotted Rd, Cheney, WA 99004

Property Summary

Property TypeMobile Home
Details4 bd · 2 ba · 1,836 sqft · built 2015
Lot Size2.71 acres (118,257 sqft)
Owner2 Individual Names on File
Last Sale$255,000 (Aug 2018)
Tax Bill$3,869 (2026)
Deeds & MortgagesJul 2026 Mortgage
Aug 2018 Sale
Flood ZoneZone X (minimal risk)
APN24093.0121

Property Details

APN / Parcel Number

Primary APN24093.0121

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,836 sqft Living Area
1st Floor Area1,836 sqft

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleMobile Home
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area118,257 sqft
Lot Dimensions646 ft deep x 164 ft wide
PorchOpen Frame Porch
Porch Area200 sqft
Pole Barn1,200 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address7403 S SPOTTED RD
CityCHENEY
StateWA
Zip99004-9015
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeUR
Legal DescriptionLANE GOSS ACRE TRACTS N1/2 OF S329.50 OF TR 1
Legal Range42E
Legal Township24N
Legal Section09
Legal SubdivisionLANE-GOSS ACRES 01
Legal Tract1
JurisdictionSPOKANE WA
Township / Civil DivisionSPOKANE SOUTH
Census Block Group1
Census Block1001
Census Tract13501

Owner

7403 S Spotted Rd, a mobile home, is owned by two individuals who bought it in August 2018.

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2407 E MARSHALL AVE, SPOKANE, WA 99207-5412
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

DateDocument
Jul 7, 2026Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN PACIFIC MORTGAGE CORPORATION
Aug 1, 2018Warranty Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2018 · Amount on File
Deed SaleAug 1, 2018 · Amount on File
Prior SaleDec 5, 2002 · Amount on File
Deed Document Number20186730318
Prior Transfer DateApr 10, 2006
Prior Transfer Doc0005369983
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOKANE WA
Recording DateJul 7, 2026
Property Address7403 S SPOTTED RD, CHENEY, WA 99004-9015
Document Number0007500281
Instrument DateJul 1, 2026
Instrument20267500281
Transaction TypeMortgage
Record UpdatedJul 14, 2026
Title CompanyTITLE ESCROW, VISTA TITLE AND ESCROW LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address7403 S SPOTTED RD, CHENEY, WA 99004-9015

Mortgage

Document Number0007500281,
DateJul 7, 2026
Instrument20267500281
Lender
NameAMERICAN PACIFIC MORTGAGE CORPORATION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueAug 1, 2046
Interest
Rate TypeFixed Rate
Rate6.48%
Initial TypeFixed Rate
Max Rate-1%

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOKANE WA
Recording DateAug 1, 2018
Property Address7403 S SPOTTED RD, CHENEY, WA 99004-9015
Document Number0006730318
Instrument DateJul 31, 2018
Instrument6730318
Transaction TypeTransfer
Record UpdatedNov 2, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount on Record
Tax$4,544.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2407 E MARSHALL AVE SPOKANE WA 992075412, SPOKANE, WA 99207-5412

Tax Assessment & Valuation

The 2026 property tax bill for 7403 S Spotted Rd was $3,869, up 3.6% from the year before.

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateWashington
CountySpokane County
Unified School DistrictCheney School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,869.00 (+3.56%)$389,640 (+3.7%) Land $124,240 Building $265,400$389,640 (+3.7%) Land $124,240 Building $265,400
2025$3,736.00 (+17.52%)$375,730 (+3.49%) Land $107,230 Building $268,500$375,730 (+3.49%) Land $107,230 Building $268,500
2024$3,179.00 (+4.78%)$363,060 (+25.52%) Land $87,960 Building $275,100$363,060 (+25.52%) Land $87,960 Building $275,100
2023$3,034.00 (+0.03%)$289,250 Land $79,750 Building $209,500$289,250 Land $79,750 Building $209,500
2022$3,033.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7403 S Spotted Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7403 S Spotted Rd is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 72% of the US · above 49% of Washington
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SPOKANE
serves 346,138 people · EPA ID WA5383100
Water SourceGroundwater
Last State InspectionSep 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Ziply Fiber
Fixed Wireless
50 / 10

May also be available: CenturyLink, T-Mobile, Verizon, Wired or Wireless, Xfinity.

Nearby Properties on S Spotted Rd

Nearby Streets

Search Property Records by Address or Parcel Number