7403 Poison Oak Rd, Temple, TX 76502 Property Records

Bell County property record for 7403 Poison Oak Rd, Temple, TX 76502

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,696 sqft · built 1991
Lot Size	0.669 acres (29,185 sqft)
Owner	Individual Name on File
Tax Bill	$3,850 (2023)
Deeds & Mortgages	Jan 2023 Mortgage Jan 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0440830202`

Property Details

APN / Parcel Number

Primary APN	`0440830202`
Alternative APNs	`831361` `52990`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,696 sqft Living Area
1st Floor Area	1,696 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1991
Exterior Material	Wood Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	29,185 sqft (0.669 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	80 sqft
Canopy	242 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	831361
Street Address	7403 POISON OAK RD
City	TEMPLE
State	TX
Zip	76502-5649
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A0005BC N CHANCE, 47-2-2, ACRES .67 47-2-2,
Legal Subdivision	N CHANCE
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	1
Census Block	1009
Census Tract	20301

Owner

7403 Poison Oak Rd is owned and occupied by an individual who acquired it in July 2017.

Source: Bell County records, as of April 1, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7403 POISON OAK RD, TEMPLE, TX 76502-5649
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2023	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCING CORP
Jan 19, 2017	Deed of Trust, Mortgage · FHA Mortgage MID-AMERICAN MORTGAGE INC
Jul 23, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Jul 27, 2017	Vendor's Lien, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2017
Deed Sale	Jul 27, 2017
Prior Sale	May 28, 2014
Deed Document Number	2017-00031315
Record Updated	Jun 7, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	7403 POISON OAK RD, TEMPLE, TX 76502-5649
Transaction Type	Mortgage
Record Updated	Feb 13, 2023
Title Company	PRIORITY SETTLEMENT GROUP/TX LLC, PRIORITY STLMT GROUP OF TX L

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003142
Date	Jan 24, 2023
Instrument	2023003142

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	7403 POISON OAK RD, TEMPLE, TX 76502-5649
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002409
Date	Jan 19, 2017
Instrument	2017-00002409

Lender

Name	MID-AMERICAN MORTGAGE INC
Type	Mortgage Company
Address	ADDISON, TX 75001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2042

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	7403 POISON OAK RD, TEMPLE, TX 76502-5649
Document Number	0000049335
Instrument Date	Jul 23, 2020
Transaction Type	Mortgage
Record Updated	Oct 13, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7403 POISON OAK RD TEMPLE TX 765025649, TEMPLE, TX 76502-5649

Mortgage

Document Number	0000049335
Date	Sep 15, 2020
Instrument	49335

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Sep 14, 2047

July 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BELL TX
Recording Date	Jul 27, 2017
Property Address	7403 POISON OAK RD, TEMPLE, TX 76502-5649
Document Number	0000031315
Instrument Date	Jul 25, 2017
Instrument	2017-00031315
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	MONTEITH ABSTRACT & TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7403 POISON OAK RD, TEMPLE, TX 76502-5649

Mortgage

Document Number	0000031316
Date	Jul 27, 2017
Instrument	2017-00031316

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Belton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,850.00 (-14.23%) Homeowner's exemption	$346,890 Land $24,807 Building $322,083	$346,890 Land $24,807 Building $322,083
2022	$4,489.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7403 Poison Oak Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7403 Poison Oak Rd is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 83% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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