Bay County property record for 7403 Morningside Dr, Panama City, FL 32404
| Property Type | Planned Unit Development |
|---|---|
| Lot Size | 0.169 acres (7,362 sqft) |
| Owner | Individual Name on File |
| Last Sale | $299,900 (Nov 2025) |
| Tax Bill | $831 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05469-011-028 |
| Primary APN | 05469-011-028 |
|---|
| Lot Area | 7,362 sqft (0.169 acres) |
|---|---|
| Lot Dimensions | 148 ft deep x 50 ft wide |
| Street Address | 7403 MORNINGSIDE DR |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-6004 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Planned Unit Development |
| Legal Description | MORNINGSIDE PLAT LOT 28 ORB 4681 P 64 |
| Legal Range | 13W |
| Legal Township | 02S |
| Legal Section | 26 |
| Legal Subdivision | MORNINGSIDE |
| Legal Lot Number | 28 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 402 |
7403 Morningside Dr, a planned unit development, is owned and occupied by an individual who bought it in November 2025.
Source: Bay County records, as of January 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7403 MORNINGSIDE DR, PANAMA CITY, FL 32404-6004 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 25, 2025 · Amount on File |
| Deed Sale | Nov 25, 2025 · Amount on File |
| Deed Document Number | 2025068735 |
| Deed Book / Page | 4977 / 388 |
| Record Updated | Jun 8, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Nov 25, 2025 |
| Property Address | 7403 MORNINGSIDE DR, PANAMA CITY, FL 32404-6004 |
| Document Number | 0049770388 |
| Book / Page | 4977 / 388 |
| Map Reference | MB 23 PG 96-101 |
| Instrument Date | Nov 21, 2025 |
| Instrument | 2025068735 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 26, 2026 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,099.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14251 PANAMA CITY BEACH PKWY, PANAMA CITY BEACH, FL 32413-2820 |
| Name | Verified Name |
|---|---|
| Address | 7403 MORNINGSIDE DR, PANAMA CITY, FL 32404-6004 |
| Document Number | 0004977389 |
|---|---|
| Date | Nov 25, 2025 |
| Instrument | 4977/389 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
The 2025 property tax bill for 7403 Morningside Dr was $831, up 21.3% from the year before.
Source: Bay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $831.00 (+21.31%) | $65,502 (+56.19%) Land $65,502 | $65,502 (+56.19%) Land $65,502 |
| 2024 | $685.00 (-17.47%) | $41,938 (+5.84%) Land $41,938 | $41,938 (+5.84%) Land $41,938 |
| 2023 | $830.00 (+3.75%) | $39,624 (-) Land $39,624 | $39,624 (-) Land $39,624 |
| 2022 | $800.00 | $39,624 Land $39,624 | $39,624 Land $39,624 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 7403 Morningside Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 40 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7403 Morningside Dr is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · lower than 60% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon, Xfinity.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures