7403 Balancing Rock Ct, Charlotte, NC 28262 Property Records

Mecklenburg County property record for 7403 Balancing Rock Ct, Charlotte, NC 28262

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,427 sqft · built 1998
Lot Size	0.161 acres (7,013 sqft)
Owner	Individual Name on Record
Last Sale	$312,000 (Feb 2023)
Tax Bill	$2,482 (2025)
Deeds & Mortgages	Feb 2023 Sale & Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`047-074-53`

Property Details

APN / Parcel Number

Primary APN	`047-074-53`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,427 sqft Living Area
1st Floor Area	1,427 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2002
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,013 sqft (0.161 acres)
Garage Area	240 sqft
Porch	Slab
Porch Area	15 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7403 BALANCING ROCK CT
City	CHARLOTTE
State	NC
Zip	28262-4236
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	L73 M28-837
Legal Subdivision	SILVERSTONE MAP 01 PH 01
Legal Block	4
Legal Lot Number	73
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2000
Census Tract	5536

Owner

Source: Mecklenburg County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7403 BALANCING ROCK CT, CHARLOTTE, NC 28262-4236
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Oct 22, 2019	Intrafamily Transfer, Transfer · VA Mortgage PRIME CHOICE FUNDING INC
Dec 4, 2018	Quit Claim Deed, Transfer · VA Mortgage LAKEVIEW LN SERVICING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2023 · Amount on Record
Deed Sale	Feb 27, 2023 · Amount on Record
Prior Sale	Oct 22, 2019
Deed Document Number	202316692
Deed Book / Page	37956 / 687
Prior Transfer Date	Oct 16, 2019
Prior Transfer Doc	0000142501
Record Updated	Oct 29, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 27, 2023
Property Address	7403 BALANCING ROCK CT, CHARLOTTE, NC 28262-4236
Document Number	0000016692
Book / Page	37956 / 687
Map Reference	MB 28 PG 837
Instrument Date	Feb 27, 2023
Instrument	2023016692
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	CASTLE TITLE AGENCY LLC, MASTER TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$624.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2905 PINEY MOUNTAIN DR, HOPE MILLS, NC 28348-5719

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7403 BALANCING ROCK CT, CHARLOTTE, NC 28262-4236
Investor	Possibly a Property Investor

Mortgage

Document Number	0000016693
Date	Feb 27, 2023
Instrument	2023016693

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.9%
Type Change Date	Mar 1, 2028
Change Frequency	5 Years
Min Rate At Change	3.9%
Max Rate At Change	7.9%
Index	5-Year TN
Max Rate	11.9%

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 22, 2019
Property Address	7403 BALANCING ROCK CT, CHARLOTTE, NC 28262-4236
Document Number	0000142501
Book / Page	33965 / 925
Map Reference	MB 28 PG 837
Instrument Date	Oct 16, 2019
Instrument	2019142501
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7403 BALANCING ROCK CT, CHARLOTTE, NC 28262-4236

Mortgage

Document Number	0000142502
Date	Oct 22, 2019
Instrument	2019142502

Lender

Name	PRIME CHOICE FUNDING INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 4, 2018
Property Address	7403 BALANCING ROCK CT, CHARLOTTE, NC 28262-4236
Document Number	0000150113
Book / Page	033150 / 000221
Instrument Date	Nov 15, 2018
Instrument	150113
Transaction Type	Transfer
Record Updated	Jan 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	7403 BALANCING ROCK CT CHARLOTTE NC 282624236, CHARLOTTE, NC 28262-4236

Mortgage

Document Number	150114
Date	Dec 4, 2018
Book Page	033150/000225
Instrument	150114

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2048

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,482.00	$301,000 Land $70,000 Building $231,000	$301,000 Land $70,000 Building $231,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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