Clay County property record for 7402 Hwy 46, Cedarbluff, MS 39741
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1,239 sqft · built 1989 |
| Lot Size | 1.55 acres (67,518 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $575 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 044 27 0120400 |
| Primary APN | 044 27 0120400 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 1,239 sqft Finished Area |
| 1st Floor Area | 1,107 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 67,518 sqft (1.55 acres) |
| Utility Building | 144 sqft |
| Street Address | 7402 HIGHWAY 46 |
|---|---|
| City | CEDARBLUFF |
| State | MS |
| Zip | 39741-9090 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 27 T 16 R 04 1.55 AC SE 1/4 NE 1/4 N HWY 46 DB 321/337 & 321/340 |
| Legal Range | 04E |
| Legal Township | 16 |
| Legal Section | 27 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 3 |
| Census Block Group | 1 |
| Census Block | 1092 |
| Census Tract | 950200 |
Source: Clay County records, as of July 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 247 NE AIROSO BLVD, PORT SAINT LUCIE, FL 34983-1675 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 18, 2025 |
| Deed Sale | Feb 18, 2025 |
| Prior Sale | Nov 14, 2024 |
| Deed Document Number | 2025622 |
| Deed Book / Page | 322 / 179 |
| Prior Transfer Date | Feb 6, 2025 |
| Prior Transfer Doc | DEED322/179 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 7402 HIGHWAY 46, CEDARBLUFF, MS 39741-9090 |
| Transaction Type | Mortgage |
| Record Updated | Dec 17, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0LM577/359 |
|---|---|
| Date | Nov 17, 2025 |
| Book Page | LM 577/359 |
| Instrument | 2025006324 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Address | TUSTIN, CA 92780 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 8, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $575.00 (-37.5%) | $9,921 (+0.03%) Land $1,057 Building $8,864 | $66,138 (+0.03%) Land $7,045 Building $59,093 |
| 2024 | $9,918 (+19.64%) Land $1,054 Building $8,864 | $66,120 (+19.64%) Land $7,027 Building $59,093 | |
| 2023 | $920.00 (+1.55%) | $8,290 Land $1,054 Building $7,236 | $55,267 Land $7,027 Building $48,240 |
| 2022 | $906.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · lower than 62% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 4-County Fiber Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
5G and 4G LTE (outdoors only)
Search by:
By searching, you agree to: Terms • Privacy • Disclosures