Polk County property record for 7401 Summit Pl, Lakeland, FL 33810
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,479 sqft · built 2014 |
| Lot Size | 0.376 acres (16,365 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,426 (Aug 2014) |
| Tax Bill | $2,612 (2025) |
| Deeds & Mortgages | Apr 2018 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-27-16-001015-000880 |
| Primary APN | 23-27-16-001015-000880 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,479 sqft Living Area |
| Gross Area | 3,088 sqft |
| 1st Floor Area | 2,479 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 16,365 sqft (0.376 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 609 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 240 sqft |
| Street Address | 7401 SUMMIT PL |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33810-4478 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTINGTON SUMMIT PB 131 PGS 9-11 LOT 88 |
| Legal Range | 23E |
| Legal Township | 27S |
| Legal Section | 16 |
| Legal Subdivision | HUNTINGTON SUMMIT |
| Legal Tract | 1015 |
| Legal Block | 1 |
| Legal Lot Number | 88 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 12133 |
7401 Summit Pl is owned and occupied by two individuals who bought it in August 2014.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7401 SUMMIT PL, LAKELAND, FL 33810-4478 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2014 · Amount on File |
| Deed Sale | Aug 21, 2014 · Amount on File |
| Deed Document Number | 2014143592 |
| Deed Book / Page | 9321 / 944 |
| Record Updated | Oct 29, 2026 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 7401 SUMMIT PL, LAKELAND, FL 33810-4478 |
| Document Number | 0106010725 |
| Instrument Date | Apr 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Sep 19, 2018 |
| Name | Verified Name |
|---|---|
| Address | 7401 SUMMIT PL LAKELAND FL 338104478, LAKELAND, FL 33810-4478 |
| Document Number | 0106010725 |
|---|---|
| Date | Sep 4, 2018 |
| Book Page | 010601/000725 |
| Instrument | 187645 |
| Name | MIDFLORIDA CU |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 3, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.12% |
The 2025 property tax bill for 7401 Summit Pl was $2,612 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $248,786 (+2.7%) | $333,976 (-8.54%) Land $62,000 Building $271,976 | |
| 2025 | $2,612.00 Homeowner's exemption | $242,245 | $365,147 Land $62,000 Building $303,147 |
| 2023 | $2,952.00 (+3.04%) Homeowner's exemption | $228,561 (+3%) | $377,988 (+14.85%) Land $60,000 Building $317,988 |
| 2022 | $2,865.00 Homeowner's exemption | $221,904 | $329,102 Land $50,000 Building $279,102 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7401 Summit Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7401 Summit Pl is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · lower than 90% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHWEST serves 28,082 people · EPA ID FL6532348 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 21 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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