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7401 Stone Mountain Ct, Charlotte, NC 28262 Property Records

Mecklenburg County property record for 7401 Stone Mountain Ct, Charlotte, NC 28262

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,427 sqft · built 1998
Lot Size0.233 acres (10,175 sqft)
OwnerIndividual Name on Record
Last Sale$328,000 (Sep 2025)
Tax Bill$2,200 (2024)
Deeds & MortgagesSep 2025 Sale & Mortgage
Sep 2020 Sale
Flood ZoneZone X (minimal risk)
APN047-072-32

Property Details

APN / Parcel Number

Primary APN047-072-32

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,427 sqft Heated Area
Gross Area1,692 sqft
1st Floor Area1,427 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area10,175 sqft (0.233 acres)
Garage Area240 sqft
PorchPorch
Porch Area25 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Street Address7401 STONE MOUNTAIN CT
CityCHARLOTTE
StateNC
Zip28262-4223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-6
Legal DescriptionL152 M29-459
Legal SubdivisionSILVERSTONE PH 03 MAP 01
Legal Lot Number152
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2000
Census Tract5536

Owner

Source: Mecklenburg County records, as of October 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address7401 STONE MOUNTAIN CT, CHARLOTTE, NC 28262-4223
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 26, 2025Warranty Deed, Transfer · VA Mortgage
BARRETT FINANCIAL GROUP LLC
Sep 9, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 26, 2025 · Amount on Record
Deed SaleSep 26, 2025 · Amount on Record
Prior SaleSep 9, 2020 · Amount on Record
Deed Document Number2025098347
Deed Book / Page39888 / 118
Record UpdatedJun 8, 2026

September 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateSep 26, 2025
Property Address7401 STONE MOUNTAIN CT, CHARLOTTE, NC 28262-4223
Document Number0000098347
Book / Page39888 / 118
Map ReferenceMB 29 PG 459
Instrument DateSep 26, 2025
Instrument2025098347
Transaction TypeTransfer
Record UpdatedMay 22, 2026
Title CompanyINVESTORS TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$656.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9909 FELLERS CT, AMARILLO, TX 79119-1823

Transferred To (Grantee/Buyer)

NameVerified Name
Address7401 STONE MOUNTAIN CT, CHARLOTTE, NC 28262-4223

Mortgage

Document Number0000098348
DateSep 26, 2025
Book Page39888/120
Instrument2025098348
Lender
NameBARRETT FINANCIAL GROUP LLC
TypeMortgage Company
AddressCHANDLER, AZ 85286
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateSep 9, 2020
Property Address7401 STONE MOUNTAIN CT, CHARLOTTE, NC 28262-4223
Document Number0000144279
Book / Page035029 / 000938
Instrument DateSep 9, 2020
Instrument144279
Transaction TypeTransfer
Record UpdatedOct 12, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$372.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address5060 CRAMER WOODS DR GASTONIA NC 280568581, GASTONIA, NC 28056-8581

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$290,600 Land $56,000 Building $234,600
2024$2,200.00
2023$290,600 Land $56,000 Building $234,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.9% of North Carolina
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber		8,000 / 8,000
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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