7401 River Ridge Dr, Chattanooga, TN 37416 Property Records

Hamilton County property record for 7401 River Ridge Dr, Chattanooga, TN 37416

Property Summary

Property Type	Vacant Land
Lot Size	1.31 acres (57,235 sqft)
Owner	Company Name on File
Last Sale	$175,000 (Sep 2026)
Tax Bill	$303 (2025)
Deeds & Mortgages	Oct 2026 Transfer Sep 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`102H C 011`

Property Details

APN / Parcel Number

Primary APN	`102H C 011`

Exterior

Lot Area	57,235 sqft (1.31 acres)
Lot Dimensions	366 ft deep x 41.9 ft wide

Location & Zoning

Street Address	7401 RIVER RIDGE DR
City	CHATTANOOGA
State	TN
Zip	37416-1093
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	LT 211 RIVER RUN UNIT 4 PB46 PG157 REV 46-163 OUT OF 102H-B-1.01 FOR 92
Legal Subdivision	RIVER RUN UNIT 4
Legal Lot Number	211
Legal Unit	4
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	5
Census Block	5002
Census Tract	11413

Owner

7401 River Ridge Dr, vacant land, is owned by a company that acquired it in October 2026.

Source: Hamilton County records, as of October 14, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 4861, CHATTANOOGA, TN 37405-0861
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2026	Quit Claim Deed, Transfer FOUR SEASONS TITLE, FOUR BRIDGES TITLE
Sep 30, 2026	Warranty Deed, Transfer FOUR SEASONS TITLE, FOUR BRIDGES TITLE
Mar 29, 2021	Warranty Deed, Transfer · Conventional Mortgage TRUST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2026 · Amount on File
Deed Sale	Sep 30, 2026 · Amount on File
Prior Sale	Mar 29, 2021 · Amount on File
Deed Document Number	2026226
Deed Book / Page	14455 / 441
Last Transfer Date	Oct 7, 2026
Transfer Doc	0000000200
Record Updated	Oct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 7, 2026
Property Address	7401 RIVER RIDGE DR, CHATTANOOGA, TN 37416-1093
Document Number	0000000200
Book / Page	14463 / 966
Instrument Date	Oct 7, 2026
Instrument	20261007200
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	FOUR SEASONS TITLE, FOUR BRIDGES TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Investor	Possibly a Property Investor

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 30, 2026
Property Address	7401 RIVER RIDGE DR, CHATTANOOGA, TN 37416-1093
Document Number	0000000226
Book / Page	14455 / 441
Instrument Date	Sep 25, 2026
Instrument	20260930226
Transaction Type	Transfer
Record Updated	Oct 9, 2026
Title Company	FOUR SEASONS TITLE, FOUR BRIDGES TITLE

Transaction

Amount	Amount on Record
Tax	$65,397.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Estate

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Mar 29, 2021
Property Address	7401 RIVER RIDGE DR, CHATTANOOGA, TN 37416-1093
Document Number	0000000349
Book / Page	12420 / 725
Map Reference	MB 46 PG 163
Instrument Date	Mar 29, 2021
Instrument	2021032900349
Transaction Type	Transfer
Record Updated	Sep 25, 2025
Title Company	CUMBERLAND TITLE AND GUARANTY COMPANY LLC, CUMBERLAND TTL & GUARANTY CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$296.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	863 CANAL ST APT 323, 323, CHATTANOOGA, TN 37402-2317

Mortgage

Document Number	0012420728
Date	Mar 29, 2021
Instrument	12420/728

Lender

Name	TRUST FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Apr 1, 2031

Tax Assessment & Valuation

The 2025 property tax bill for 7401 River Ridge Dr was $303, down 9.6% from the year before.

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$303.00 (-9.55%)	$20,000 (+33.33%)	$80,000 (+33.33%) Land $80,000
2024	$335.00	$15,000 (-)	$60,000 (-) Land $60,000
2023	$335.00	$15,000	$60,000 Land $60,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7401 River Ridge Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7401 River Ridge Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 51% of Tennessee
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Ridge Dr

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