7401 N Alberta St, Spokane, WA 99208 Property Records

Spokane County property record for 7401 N Alberta St, Spokane, WA 99208

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 3,321 sqft · built 2003
Lot Size	0.275 acres (11,977 sqft)
Owner	Individual Name on Record
Last Sale	$285,280 (Mar 2011)
Tax Bill	$5,991 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`26252.0102`

Property Details

APN / Parcel Number

Primary APN	`26252.0102`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	3,321 sqft Living Area
Gross Area	4,178 sqft
1st Floor Area	1,721 sqft
Basement Area	1,721 sqft
Finished Basement	1,600 sqft
Unfinished Basement	121 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	11,977 sqft (0.275 acres)
Lot Dimensions	77 ft deep x 96 ft wide
Garage Type	Attached
Garage Area	736 sqft
Parking Spaces	3 Parking Spaces
Patio Area	206 sqft
Canopy	206 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7401 N ALBERTA ST
City	SPOKANE
State	WA
Zip	99208-4473
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	25-26-42; STRATTON MANOR ADD LT2 BLK1; EXC THAT PORTION THEREOF LYING SWLY, SLY, AND SELY OF FOLLOWING DESCRIBED LINE; COMMENCING AT SW CORNER OF SAID LOT 2; TH N001400E 14.35 FEET; TH S563130E 70.20 FEET TO BEGINNING OF CURVE CONCAVE TO THE NORTH WI
Legal Range	42
Legal Township	26
Legal Section	25
Legal Subdivision	STRATTON MANOR ADD
Legal Block	1
Legal Lot Number	2
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1015
Census Tract	10701

Owner

Source: Spokane County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7401 N ALBERTA ST, SPOKANE, WA 99208-4473
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Nov 29, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
May 28, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage LKEK LLC
Dec 17, 2018	Deed of Trust, Mortgage · Line of Credit BOEING EMPS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 25, 2011 · Amount on Record
Deed Sale	Mar 25, 2011 · Amount on Record
Prior Sale	Jul 9, 2003 · Amount on Record
Deed Document Number	20115988517
Prior Transfer Date	Sep 7, 2010
Prior Transfer Doc	0005932638
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Recording Date	Aug 25, 2026
Property Address	7401 N ALBERTA ST, SPOKANE, WA 99208-4473
Document Number	0007510715
Instrument Date	Aug 20, 2026
Instrument	20267510715
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7401 N ALBERTA ST, SPOKANE, WA 99208-4473

Mortgage

Document Number	0007510715,
Date	Aug 25, 2026
Instrument	20267510715

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	7401 N ALBERTA ST, SPOKANE, WA 99208-4473
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7401 N ALBERTA ST, SPOKANE, WA 99208-4473

Mortgage

Document Number	0007154465
Date	Nov 29, 2021
Instrument	7154465

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	249 Months
Due	Aug 1, 2042

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	7401 N ALBERTA ST, SPOKANE, WA 99208-4473
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7401 N ALBERTA ST, SPOKANE, WA 99208-4473

Mortgage

Document Number	0007081235
Date	May 28, 2021
Instrument	7081235

Lender

Name	LKEK LLC
Type	Non-Lending Institution
Address	HAYDEN, ID 83835

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	7401 N ALBERTA ST, SPOKANE, WA 99208-4473
Document Number	0006772322
Instrument Date	Dec 17, 2018
Transaction Type	Mortgage
Record Updated	Jan 18, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7401 N ALBERTA ST SPOKANE WA 992084473, SPOKANE, WA 99208-4473

Mortgage

Document Number	0006772322
Date	Dec 28, 2018
Instrument	6772322

Lender

Name	BOEING EMPS CU
Type	Credit Union
Address	SEATTLE, WA 98124-9750

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 27, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Spokane County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Mead School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,991.00 (+7.19%)	$596,300 (-4.97%) Land $130,000 Building $466,300	$596,300 (-4.97%) Land $130,000 Building $466,300
2025	$5,589.00 (-0.59%)
2024		$627,500 (+38.34%) Land $72,000 Building $555,500	$627,500 (+38.34%) Land $72,000 Building $555,500
2023	$5,622.00 (+15.39%)	$453,600 Land $48,000 Building $405,600	$453,600 Land $48,000 Building $405,600
2022	$4,872.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.1% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SPOKANE serves 346,138 people · EPA ID WA5383100
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
CenturyLink DSL · Fiber in parts of the area	140 / 20
Wind Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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