7401 E Hubbard Rd, Ponca City, OK 74604 Property Records

Kay County property record for 7401 E Hubbard Rd, Ponca City, OK 74604

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,924 sqft · built 1983
Lot Size	18 acres (784,080 sqft)
Owner	2 Individual Names on File
Last Sale	$443,000 (Nov 2021)
Tax Bill	$2,768 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20391`

Property Details

APN / Parcel Number

Primary APN	`20391`
Alternative APN	`6200-03-026-03E-3-002-00`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,924 sqft Living Area
1st Floor Area	2,576 sqft
Utility Area	4,050 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2023
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	784,080 sqft (18 acres)
Garage Type	Attached
Garage Area	644 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	468 sqft
Patio Area	468 sqft
Shed	1 Shed
Shed Area	50 sqft
Poultry House	25 sqft
Utility Building	4,050 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20391
Street Address	7401 E HUBBARD RD
City	PONCA CITY
State	OK
Zip	74604-7107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LONGWOOD TWP - 3-26-3E TR BEG SE/C SW/4 W330' TO POB, TH N1320' W660' S1320' E660' TO POB & LESS TR BEG SE/C SW/4 W858' TO PO
Legal Range	03E
Legal Township	26N
Legal Section	03
Legal Subdivision	LONGWOOD TOWNSHIP
Legal Block	26
Legal Lot Number	3E
Jurisdiction	KAY OK
Township / Civil Division	PONCA CITY
Census Block Group	1
Census Block	1035
Census Tract	600

Owner

7401 E Hubbard Rd is owned and occupied by two individuals who bought it in November 2021.

Source: Kay County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7401 E HUBBARD RD, PONCA CITY, OK 74604-7107
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Commercial Mortgage RCB BANK
Dec 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 17, 2021 · Amount on File
Deed Sale	Nov 17, 2021 · Amount on File
Prior Sale	Jul 1, 2015 · Amount on File
Deed Document Number	20219670
Deed Book / Page	1888 / 96
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	7401 E HUBBARD RD, PONCA CITY, OK 74604-7107
Transaction Type	Mortgage
Record Updated	Nov 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1902 LAKE RD, PONCA CITY, OK 74604-4817

Mortgage

Document Number	2021009672
Date	Nov 17, 2021
Book Page	1888/109
Instrument	2021-009672

Lender

Name	RCB BANK
Type	Bank
Address	PONCA CITY, OK 74601

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 15, 2022

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAY OK
Property Address	7401 E HUBBARD RD, PONCA CITY, OK 74604-7107
Document Number	0000000019
Book / Page	001764 / 000970
Instrument Date	Dec 20, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7401 E HUBBARD RD PONCA CITY OK 746047107, PONCA CITY, OK 74604-7107

Mortgage

Document Number	0000000019
Date	Jan 2, 2018
Book Page	001764/000970
Instrument	19

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 7401 E Hubbard Rd was $2,768, up 11.2% from the year before.

Source: Kay County assessment roll, as of January 16, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Kay County
Elementary School District	Kildare Public School (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,644 (+5%) Land $3,564 Building $31,080	$314,948 (-7.16%) Land $32,400 Building $282,548
2025	$2,768.00 (+11.21%)	$32,995 (+5%) Land $3,564 Building $29,431	$339,237 (-1.04%) Land $32,400 Building $306,837
2024	$2,489.00 (+26.93%)	$31,423 (+26.95%) Land $3,564 Building $27,859	$342,814 (+52.35%) Land $32,400 Building $310,414
2023	$1,961.00	$24,753 Land $3,564 Building $21,189	$225,023 Land $32,400 Building $192,623

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7401 E Hubbard Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1993–2025)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jun 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7401 E Hubbard Rd is extreme, ranking above 95% of the US, with a 2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 99% of Oklahoma
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KAY CO RWD #1 serves 1,765 people · EPA ID OK3003605
Water Source	Purchased surface water from PONCA CITY MUN WATER
Last State Inspection	Aug 2022
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Nextlink Fixed Wireless	100 / 20

May also be available: Chisholm Broadband, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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