Chesterfield County property record for 7401 Cotfield Rd, North Chesterfield, VA 23237
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,850 sqft · built 1971 |
| Lot Size | 0.419 acres (18,252 sqft) |
| Owner | Individual Name on File |
| Last Sale | $208,000 (Jul 2017) |
| Tax Bill | $2,973 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Jul 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06612070100A020 |
| Primary APN | 06612070100A020 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 1,850 sqft Finished Area |
| 1st Floor Area | 600 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Masonry |
| Roof Material | Composition Shingle |
| Lot Area | 18,252 sqft (0.419 acres) |
| Garage Area | 336 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 300 sqft |
| Patio Area | 300 sqft |
| Balcony Area | 50 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 389391001 |
|---|---|
| Street Address | 7401 COTFIELD RD |
| City | NORTH CHESTERFIELD |
| State | VA |
| Zip | 23237-1841 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R7 - SINGL |
| Legal Description | KIMBERLY ACRES L 20 BK A SEC 1 |
| Legal Subdivision | KIMBERLY ACRES |
| Legal Block | A |
| Legal Lot Number | 20 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | DALE |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 100807 |
7401 Cotfield Rd is owned and occupied by an individual who bought it in July 2017.
Source: Chesterfield County records, as of June 22, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7401 COTFIELD RD, NORTH CHESTERFIELD, VA 23237-1841 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2021 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Jul 5, 2017 | Grant Deed, Transfer VILLAGE BK MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 5, 2017 · Amount on File |
| Deed Sale | Jul 5, 2017 · Amount on File |
| Prior Sale | Mar 31, 2014 · Amount on File |
| Deed Document Number | 201726202 |
| Deed Book / Page | 11674 / 733 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 7401 COTFIELD RD, NORTH CHESTERFIELD, VA 23237-1841 |
| Transaction Type | Mortgage |
| Record Updated | May 8, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 013573-836 |
|---|---|
| Date | Aug 13, 2021 |
| Book Page | 13573/836 |
| Instrument | 2021052711 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 311 Months |
| Due | Jul 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Jul 5, 2017 |
| Property Address | 7401 COTFIELD RD, NORTH CHESTERFIELD, VA 23237-1841 |
| Document Number | 11674734 |
| Book / Page | 011674 / 000734 |
| Instrument Date | Jun 8, 2017 |
| Instrument | 26202 |
| Transaction Type | Transfer |
| Record Updated | Jul 17, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $208.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7401 COTFIELD RD NORTH CHESTERFIELD VA 232371841, NORTH CHESTERFIELD, VA 23237-1841 |
| Document Number | 11674738 |
|---|---|
| Date | Jul 5, 2017 |
| Book Page | 011674/000738 |
| Instrument | 26203 |
| Name | VILLAGE BK MTG |
|---|---|
| Type | Bank |
| Address | MIDLOTHIAN, VA 23113 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jul 4, 2047 |
| Document Number | 11674754, |
|---|---|
| Date | Jul 5, 2017 |
| Book Page | 011674/000754 |
| Instrument | 26204 |
| Name | VILLAGE BK MTG |
|---|---|
| Type | Bank |
| Address | MIDLOTHIAN, VA 23113 |
| Amount | Amount on Record |
|---|
The 2026 property tax bill for 7401 Cotfield Rd was $2,973.
Source: Chesterfield County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,973.00 | $331,300 (+2.47%) Land $58,000 Building $273,300 | $331,300 (+2.47%) Land $58,000 Building $273,300 |
| 2025 | $323,300 Land $55,000 Building $268,300 | $323,300 Land $55,000 Building $268,300 | |
| 2023 | $2,765.00 | $301,100 Land $46,000 Building $255,100 | $301,100 Land $46,000 Building $255,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7401 Cotfield Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2013 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7401 Cotfield Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 99% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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