7401 Cherokee Trl, Spring Hill, FL 34606 Property Records

Hernando County property record for 7401 Cherokee Trl, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,890 sqft · built 2020
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$218,420 (Jun 2020)
Tax Bill	$2,506 (2025)
Deeds & Mortgages	Jun 2020 Sale & Mortgage Nov 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R15-223-17-4230-0000-3880`

Property Details

APN / Parcel Number

Primary APN	`R15-223-17-4230-0000-3880`
Alternative APNs	`R152231742300000W388` `00180985` `180985`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,890 sqft Living Area
Upper Floors Area	36 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Exterior Material	Stucco
Construction Type	Concrete
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	100 ft deep x 69 ft wide
Parking Spaces	1 Parking Space
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00180985
Old Parcel Number	R152231742300000W388
Street Address	7401 CHEROKEE TRL
City	SPRING HILL
State	FL
Zip	34606-2532
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WEEKI WACHEE WOODLANDS UNIT 1 LOT W388
Legal Range	17E
Legal Township	23S
Legal Section	15
Legal Subdivision	WEEKI WACHEE WOODLANDS UN 1
Legal Lot Number	W388
Legal Unit	1
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1010
Census Tract	41204

Owner

7401 Cherokee Trl is owned and occupied by an individual who bought it in June 2020.

Source: Hernando County records, as of December 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7401 CHEROKEE TRL, SPRING HILL, FL 34606-2532
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2020	Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage FBC MORTGAGE LLC
Nov 16, 2018	Grant Deed, Transfer STEEL CITY TITLE INC, STEEL CTY TITLE INC
Oct 23, 2018	Grant Deed, Transfer PARAMOUNT TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2020 · Amount on File
Deed Sale	Jun 10, 2020 · Amount on File
Prior Sale	Nov 16, 2018 · Amount on File
Deed Document Number	2020034773
Deed Book / Page	3849 / 1129
Record Updated	Jun 8, 2026

June 2020: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Jun 10, 2020
Property Address	7401 CHEROKEE TRL, SPRING HILL, FL 34606-2532
Document Number	0038491129
Book / Page	3849 / 1129
Map Reference	MB 6 PG 88
Instrument Date	May 27, 2020
Instrument	2020034773
Transaction Type	Subdivision Related Transfer
Record Updated	Jul 28, 2022
Title Company	STEEL CITY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,529.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9416 CAMDEN FIELD PKWY, 9416, RIVERVIEW, FL 33578-0519

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7401 CHEROKEE TRL, SPRING HILL, FL 34606-2532

Mortgage

Document Number	0038491130
Date	Jun 10, 2020
Instrument	3849/1130

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2050

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HERNANDO FL
Recording Date	Nov 16, 2018
Property Address	7401 CHEROKEE TRL, SPRING HILL, FL 34606-2532
Document Number	0036430687
Book / Page	003643 / 000687
Instrument Date	Nov 9, 2018
Instrument	69229
Transaction Type	Transfer
Record Updated	Dec 27, 2018
Title Company	STEEL CITY TITLE INC, STEEL CTY TITLE INC

Transaction

Amount	Amount on Record
Tax	$280.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9416 CAMDEN FIELD PKWY RIVERVIEW FL 335780519, RIVERVIEW, FL 33578-0519

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 23, 2018
Property Address	7401 CHEROKEE TRL, SPRING HILL, FL 34606-2532
Document Number	0036351345
Book / Page	003635 / 001345
Instrument Date	Oct 19, 2018
Instrument	64450
Transaction Type	Transfer
Record Updated	Nov 16, 2018
Title Company	PARAMOUNT TITLE

Transaction

Amount	Amount on Record
Tax	$168.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	13624 GARRIS DR HUDSON FL 346671523, HUDSON, FL 34667-1523

Tax Assessment & Valuation

The 2025 property tax bill for 7401 Cherokee Trl was $2,506 with an additional exemption.

Source: Hernando County assessment roll, as of October 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,506.00 Additional exemption filed	$215,020	$313,470 Land $31,695 Building $281,775
2023		$202,874 Land $202,874
2022	$2,480.00		$302,216 Land $14,629 Building $287,587

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7401 Cherokee Trl in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 15 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	5 (2011–2024)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Tropical Storm Debby, Jun 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7401 Cherokee Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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