Monroe County property record for 7400 S Zikes Rd, Bloomington, IN 47401
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,368 sqft · built 1974 |
| Lot Size | 0.45 acres (19,602 sqft) |
| Owner | Individual Name on File |
| Last Sale | $139,500 (Dec 2017) |
| Tax Bill | $1,419 (2025) |
| Deeds & Mortgages | Aug 2021 Line of Credit Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 004-18390-00 |
| Primary APN | 004-18390-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,368 sqft Living Area |
| 1st Floor Area | 1,368 sqft |
| Family Room | Family Room |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1999 |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Asphalt |
| Lot Area | 19,602 sqft (0.45 acres) |
| Lot Dimensions | 195 ft deep x 100 ft wide |
| Terrain | High |
| Garage Type | Carport |
| Garage Area | 252 sqft |
| Carport | Carport |
| Carport Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 004-18390-00 |
|---|---|
| Street Address | 7400 S ZIKES RD |
| City | BLOOMINGTON |
| State | IN |
| Zip | 47401-9297 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR |
| Legal Description | CEDAR HILL 2ND ADD LOT 38 |
| Legal Subdivision | CEDAR HILL 2ND ADDITION |
| Legal Lot Number | 38 |
| Jurisdiction | MONROE IN |
| Township / Civil Division | CLEAR CREEK |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 1501 |
7400 S Zikes Rd is owned and occupied by an individual who bought it in December 2017.
Source: Monroe County records, as of June 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7400 S ZIKES RD, BLOOMINGTON, IN 47401-9297 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 31, 2021 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Nov 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Dec 21, 2017 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2017 · Amount on File |
| Deed Sale | Dec 21, 2017 · Amount on File |
| Prior Sale | Dec 18, 2017 · Amount on File |
| Deed Document Number | 201717635 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 7400 S ZIKES RD, BLOOMINGTON, IN 47401-9297 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 2021016847 |
|---|---|
| Date | Aug 31, 2021 |
| Instrument | 2021016847 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28277 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Sep 21, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IN |
| Property Address | 7400 S ZIKES RD, BLOOMINGTON, IN 47401-9297 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2020019752 |
|---|---|
| Date | Nov 23, 2020 |
| Instrument | 2020019752 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WAYNE, IN 46804 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IN |
| Recording Date | Dec 21, 2017 |
| Property Address | 7400 S ZIKES RD, BLOOMINGTON, IN 47401-9297 |
| Document Number | 2017017635 |
| Map Reference | MB 6 PG 26 |
| Instrument Date | Dec 18, 2017 |
| Instrument | 2017017635 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7400 S ZIKES RD, BLOOMINGTON, IN 47401-9297 |
| Document Number | 2017017637 |
|---|---|
| Date | Dec 21, 2017 |
| Instrument | 2017017637 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2048 |
The 2025 property tax bill for 7400 S Zikes Rd was $1,419, down 8.9% from the year before.
Source: Monroe County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Indiana |
| County | Monroe County |
| County Subdivision | Clear Creek Township |
| Unified School District | Monroe County Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,419.00 (-8.92%) | $211,800 Land $50,000 Building $161,800 | $211,800 Land $50,000 Building $161,800 |
| 2024 | $1,558.00 | ||
| 2023 | $203,900 (+0.89%) Land $48,000 Building $155,900 | $203,900 (+0.89%) Land $48,000 Building $155,900 | |
| 2022 | $1,425.00 | $202,100 Land $49,500 Building $152,600 | $202,100 Land $49,500 Building $152,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7400 S Zikes Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2002) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2002 · Severe Storms, Tornadoes And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7400 S Zikes Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHERN MONROE WATER AUTHORITY private · serves 8,877 people · EPA ID IN5253007 |
|---|---|
| Water Source | Purchased surface water from CITY OF BLOOMINGTON UTILITIES |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Smithville Communications Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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