7400 Flowes Store Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 7400 Flowes Store Rd, Concord, NC 28025

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,387 sqft · built 1968
Lot Size	9.51 acres (414,256 sqft)
Owner	Individual Name on File
Last Sale	$290,000 (Aug 2014)
Tax Bill	$3,251 (2023)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5537 72 0758`

Property Details

APN / Parcel Number

Primary APN	`5537 72 0758`
Alternative APNs	`10001 0006.100000` `110884`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,387 sqft Living Area
Gross Area	5,432 sqft
1st Floor Area	2,387 sqft
Basement Area	2,147 sqft
Finished Basement	320 sqft
Unfinished Basement	1,827 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	414,256 sqft (9.51 acres)
Lot Width	1,300 ft Width
Garage Area	720 sqft
Driveway	Asphalt Driveway
Driveway Area	2,500 sqft

Exterior Amenities

Pool Area	612 sqft
Porch	Slab
Porch Area	784 sqft
Patio Area	282 sqft
Storage Building	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	110884
Street Address	7400 FLOWES STORE RD
City	CONCORD
State	NC
Zip	28025-9295
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	CR
Legal Description	W/S FLOWES STORE ROAD
Legal Subdivision	PINE GROVE CHURCH RD
Jurisdiction	CABARRUS NC
Township / Civil Division	1, HARRISBURG
Census Block Group	1
Census Block	1086
Census Tract	41503

Owner

7400 Flowes Store Rd, a rural home, is owned and occupied by an individual who bought it in August 2014.

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7400 FLOWES STORE RD, CONCORD, NC 28025-9295
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAP
Dec 30, 2016	Deed of Trust, Mortgage · Conventional with PMI SHARONVIEW FCU
Dec 30, 2016	Deed of Trust, Mortgage · Conventional Mortgage SHARONVIEW FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 27, 2014 · Amount on File
Deed Sale	Aug 27, 2014 · Amount on File
Prior Sale	Sep 13, 2013
Deed Book / Page	11092 / 26
Prior Transfer Date	Jul 23, 2009
Prior Transfer Doc	0000883482
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	7400 FLOWES STORE RD, CONCORD, NC 28025-9295
Transaction Type	Mortgage
Record Updated	Aug 22, 2022
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001513720
Date	Apr 30, 2021
Book Page	15137/20

Lender

Name	LOANPAL LLC
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 1, 2036

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	7400 FLOWES STORE RD, CONCORD, NC 28025-9295
Document Number	14303172
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7400 FLOWES STORE RD CONCORD NC 280259295, CONCORD, NC 28025-9295

Mortgage

Document Number	14303172
Date	Jul 6, 2020
Book Page	014303/000172
Instrument	20906

Lender

Name	RELIANCE FIRST CAP
Type	Funding / Finance Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jul 5, 2035

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	7400 FLOWES STORE RD, CONCORD, NC 28025-9295
Document Number	12336124
Instrument Date	Dec 30, 2016
Transaction Type	Mortgage
Record Updated	Jan 8, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7400 FLOWES STORE RD CONCORD NC 280259295, CONCORD, NC 28025-9295

Mortgage

Document Number	12336124
Date	Jan 27, 2017
Book Page	012336/000124
Instrument	2214

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2047

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	7400 FLOWES STORE RD, CONCORD, NC 28025-9295
Document Number	12336114
Instrument Date	Dec 30, 2016
Transaction Type	Mortgage
Record Updated	Feb 3, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7400 FLOWES STORE RD CONCORD NC 280259295, CONCORD, NC 28025-9295

Mortgage

Document Number	12336114
Date	Jan 27, 2017
Book Page	012336/000114
Instrument	2213

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jan 26, 2037

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$576,860 Land $254,410 Building $322,450
2024			$576,860 (+49.03%) Land $254,410 Building $322,450
2023	$3,251.00	$387,070 Land $150,330 Building $236,740	$387,070 Land $150,330 Building $236,740

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7400 Flowes Store Rd in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	7 (2008–2024)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7400 Flowes Store Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 52% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000

May also be available: Spectrum, Verizon.

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