740 Windridge Dr, Dunlap, TN 37327 Property Records

Sequatchie County property record for 740 Windridge Dr, Dunlap, TN 37327

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,119 sqft · built 1999
Lot Size	2.83 acres (123,275 sqft)
Owner	2 Individual Names on File
Last Sale	$191,900 (Dec 2017)
Tax Bill	$1,515 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`077030 00130`

Property Details

APN / Parcel Number

Primary APN	`077030 00130`
Alternative APN	`030 00130`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,119 sqft Living Area
1st Floor Area	1,686 sqft
Upper Floors Area	736 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2006
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	123,275 sqft (2.83 acres)
Terrain	Rolling
Garage Type	Mixed
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	1,067 sqft
Deck Area	288 sqft
Patio Area	576 sqft
Shed	1 Shed
Shed Area	24 sqft
Utility Building	160 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	740 WINDRIDGE DR
City	DUNLAP
State	TN
Zip	37327-4876
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 2; SUBDIVISION: WINDRIDGE
Legal Subdivision	MILLER
Legal Lot Number	19A
Jurisdiction	SEQUATCHIE TN
Township / Civil Division	2
Census Block Group	2
Census Block	2038
Census Tract	60102

Owner

740 Windridge Dr is owned by two individuals who bought it in December 2017.

Source: Sequatchie County records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 69, DUNLAP, TN 37327-0069
Owner Type	Individual
Vesting	Et Ux (and Wife)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORPORATION
Nov 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage TJC MORTGAGE INC
May 13, 2020	Deed of Trust, Mortgage · FHA Mortgage FIRSTBANK
Aug 8, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Dec 15, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2017 · Amount on File
Deed Sale	Dec 15, 2017 · Amount on File
Prior Sale	Nov 25, 2014 · Amount on File
Deed Document Number	20172549
Deed Book / Page	362 / 374
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Recording Date	Jun 26, 2026
Property Address	740 WINDRIDGE DR, DUNLAP, TN 37327-4876
Document Number	0000002140
Book / Page	482 / 327
Instrument Date	Jun 18, 2026
Instrument	20262140
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002140,
Date	Jun 26, 2026
Book Page	482/327
Instrument	20262140

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	740 WINDRIDGE DR, DUNLAP, TN 37327
Transaction Type	Mortgage
Record Updated	Sep 1, 2022
Title Company	LAKESIDE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003677
Date	Nov 29, 2021
Book Page	431/438
Instrument	21003677

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	740 WINDRIDGE DR, DUNLAP, TN 37327
Document Number	0000001145
Instrument Date	May 13, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	740 WINDRIDGE DR DUNLAP TN 37327, DUNLAP, TN 37327

Mortgage

Document Number	0000001145
Date	May 19, 2020
Book Page	000398/000232
Instrument	1145

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 18, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEQUATCHIE TN
Property Address	740 WINDRIDGE DR, DUNLAP, TN 37327
Document Number	0000001843
Instrument Date	Aug 8, 2018
Transaction Type	Mortgage
Record Updated	Aug 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	740 WINDRIDGE DR DUNLAP TN 37327, DUNLAP, TN 37327

Mortgage

Document Number	0000001843
Date	Aug 14, 2018
Book Page	000372/000379
Instrument	1843

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 13, 2038

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEQUATCHIE TN
Recording Date	Dec 15, 2017
Property Address	740 WINDRIDGE DR, DUNLAP, TN 37327
Document Number	0000002549
Book / Page	000362 / 000374
Instrument Date	Dec 15, 2017
Instrument	2549
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$710.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	740 WINDRIDGE DR DUNLAP TN 37327, DUNLAP, TN 37327

Tax Assessment & Valuation

The 2025 property tax bill for 740 Windridge Dr was $1,515.

Source: Sequatchie County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sequatchie County
Unified School District	Sequatchie County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,515.00	$82,475 Land $12,375 Building $70,100
2023	$1,496.00 (+16.6%)	$81,450 (+55%) Land $12,375 Building $69,075	$329,900 (+56.95%) Land $49,500 Building $280,400
2022	$1,283.00	$52,550 Land $11,925 Building $40,625	$210,200 Land $47,700 Building $162,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 740 Windridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 740 Windridge Dr is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 88% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BTC Fiber Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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