740 Washington St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 740 Washington St, Gloucester, MA 01930

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,578 sqft · built 1920
Lot Size	0.046 acres (2,002 sqft)
Owner	2 Individual Names on File
Last Sale	$441,500 (Oct 2017)
Tax Bill	$7,626 (2026)
Deeds & Mortgages	Jan 2020 Mortgage Jul 2020 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0116 B:0030 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0116 B:0030 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Units	2 Units
Stories	1 Story
Building Area	1,578 sqft Living Area
Gross Area	2,456 sqft
1st Floor Area	732 sqft
Basement Area	612 sqft
Unfinished Basement	612 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,002 sqft (0.046 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	740 WASHINGTON ST
City	GLOUCESTER
State	MA
Zip	01930-1335
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-20
Legal Block	30
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	2
Census Block	2026
Census Tract	221100

Owner

740 Washington St, a duplex, is owned by two individuals who bought it in October 2017.

Source: Essex County and Gloucester City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	42 ATLANTIC AVE, ROCKPORT, MA 01966-1738
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2020	Deed of Trust, Mortgage · Balloon Mortgage BANKGLOUCESTER (GLOUCESTER COOP BANK)
Jul 21, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CROSSCOUNTRY MORTGAGE INC
Sep 8, 2020	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CAPE ANN SAVINGS BANK
May 1, 2018	Deed of Trust, Mortgage · Line of Credit BANKGLOUCESTER
Oct 31, 2017	Quit Claim Deed, Transfer · Conventional Mortgage BANKGLOUCESTER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2017 · Amount on File
Deed Sale	Oct 31, 2017 · Amount on File
Prior Sale	Aug 6, 2015 · Amount on File
Deed Book / Page	36298 / 147
Transfer Doc	036298-147
Record Updated	Oct 29, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	740 WASHINGTON ST, GLOUCESTER, MA 01930-1335
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38181-395
Date	Jan 9, 2020
Book Page	38181/395
Instrument	20200109002640

Lender

Name	BANKGLOUCESTER (GLOUCESTER COOP BANK)

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	740 WASHINGTON ST, GLOUCESTER, MA 01930-1335
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38735-164
Date	Jul 21, 2020
Book Page	38735/164
Instrument	20200721005000

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	740 WASHINGTON ST, GLOUCESTER, MA 01930-1335
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38909-443
Date	Sep 8, 2020
Book Page	38909/443
Instrument	20200908001910

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	740 WASHINGTON ST, GLOUCESTER, MA 01930-1335
Document Number	36689-537
Instrument Date	May 1, 2018
Transaction Type	Mortgage
Record Updated	May 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 WASHINGTON ST GLOUCESTER MA 019301335, GLOUCESTER, MA 01930-1335

Mortgage

Document Number	36689-537
Date	May 2, 2018
Book Page	036689/000537
Instrument	2001950

Lender

Name	BANKGLOUCESTER
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Oct 31, 2017
Property Address	740 WASHINGTON ST, GLOUCESTER, MA 01930-1335
Document Number	36298-147
Book / Page	036298 / 000147
Instrument Date	Oct 31, 2017
Instrument	1710316170
Transaction Type	Transfer
Record Updated	Nov 28, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,013.00
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	42 ATLANTIC AVE ROCKPORT MA 019661738, ROCKPORT, MA 01966-1738

Mortgage

Document Number	36298-151
Date	Oct 31, 2017
Book Page	036298/000151
Instrument	1710316180

Lender

Name	BANKGLOUCESTER
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 30, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 740 Washington St was $7,626, up 6.8% from the year before.

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,626.00 (+6.79%)	$819,100 (+11.49%) Land $444,500 Building $374,600	$648,703
2025	$7,141.00 (+3.06%)	$734,700 (+3.17%) Land $411,600 Building $323,100
2024	$6,929.00 (-0.79%)	$712,100 (+7.98%) Land $392,000 Building $320,100
2023	$6,984.00	$659,500 Land $350,000 Building $309,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 740 Washington St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 individual policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	39 units insured incl. 3 condo units
Nearby Flood Claims	27 (1978–2024)
Claims Outside the SFHA	3 of 27
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Severe Storms And Flooding, Apr 2010 · 3 claims Coastal Storm, Oct 1991 · 3 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 740 Washington St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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