740 W 4th St, Wray, CO 80758 Property Records

Yuma County property record for 740 W 4th St, Wray, CO 80758

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,144 sqft · built 1909
Lot Size	0.161 acres (7,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Sep 2024)
Tax Bill	$1,310 (2026)
Deeds & Mortgages	Feb 2024 Line of Credit Dec 2020 Mortgage + 2 more
APN	`W000403`

Property Details

APN / Parcel Number

Primary APN	`W000403`

Interior

Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	1,144 sqft Living Area
Interior Walls	Plaster

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1996
Exterior Material	Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	100 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	1,152 sqft
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	740 W 4TH ST
City	WRAY
State	CO
Zip	80758-1506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WRAY, KIRK'S 1ST BLK 3 W1/2 LOTS 11-12 SIZE: 70 X 100
Legal Subdivision	KIRKS FIRST ADDITION
Legal Block	3
Legal Lot Number	11-12
Jurisdiction	YUMA CO
Township / Civil Division	WRAY
Census Block Group	3
Census Block	3028
Census Tract	963100

Owner

Source: Yuma County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23273 COUNTY ROAD AA, VERNON, CO 80755-9620
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2024	Deed of Trust, Mortgage · Line of Credit WRAY STATE BANK
Dec 16, 2020	Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC
Aug 28, 2019	Special Warranty Deed, Transfer · FHA Mortgage PLANET HOME LENDING LLC
Jan 26, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2024 · Amount on Record
Deed Sale	Sep 17, 2024 · Amount on Record
Prior Sale	Aug 28, 2019 · Amount on Record
Deed Document Number	2024590337
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA CO
Property Address	740 W 4TH ST, WRAY, CO 80758-1506
Transaction Type	Mortgage
Record Updated	Mar 18, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 W 4TH ST, WRAY, CO 80758-1506

Mortgage

Document Number	0000588963
Date	Feb 9, 2024
Instrument	588963

Lender

Name	WRAY STATE BANK
Type	Bank
Address	WRAY, CO 80758

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 9, 2025

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA CO
Property Address	740 W 4TH ST, WRAY, CO 80758-1506
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	HERITAGE TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 W 4TH ST, WRAY, CO 80758-1506

Mortgage

Document Number	580197
Date	Dec 16, 2020
Instrument	580197

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

August 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	YUMA CO
Recording Date	Aug 28, 2019
Property Address	740 W 4TH ST, WRAY, CO 80758-1506
Document Number	0000576574
Instrument Date	Aug 28, 2019
Instrument	00576574
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$14.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	740 W 4TH ST, WRAY, CO 80758-1506

Mortgage

Document Number	0000576575
Date	Aug 28, 2019
Instrument	00576575

Lender

Name	PLANET HOME LENDING LLC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA CO
Recording Date	Jan 26, 2018
Property Address	740 W 4TH ST, WRAY, CO 80758-1506
Document Number	0000571946
Instrument Date	Jan 25, 2018
Instrument	00571946
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Amount	Amount Recorded
Tax	$13.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	740 W 4TH ST, WRAY, CO 80758-1506

Tax Assessment & Valuation

Source: Yuma County assessment roll, as of February 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Yuma County
Municipality	Wray City
Unified School District	Wray School District RD-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,310.00
2025	$1,310.00 (+65.61%)	$13,390 (-9.17%)
2024			$214,090 (+15.6%)
2023	$791.00 (-7.27%)	$14,742 (+45.6%) Land $796 Building $13,946	$185,200 (+45.6%) Land $10,000 Building $175,200
2022	$853.00	$10,125 Land $796 Building $9,329	$127,200 Land $10,000 Building $117,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Colorado
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WRAY serves 2,342 people · EPA ID CO0163010
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Plains Communication Services Fiber	1,000 / 1,000
Vyve Broadband Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
Viaero Wireless Fixed Wireless	150 / 40

May also be available: Vistabeam.

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