Franklin County property record for 740 Virginia St, Saint Clair, MO 63077
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,308 sqft · built 1930 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $1,377 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage Feb 2022 Foreclosure + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 22-7-36.0-2-006-148.000 |
| Primary APN | 22-7-36.0-2-006-148.000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,308 sqft Living Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Construction Type | Frame |
| Lot Area | 13,068 sqft (0.3 acres) |
| Patio Area | 364 sqft |
| Street Address | 740 VIRGINIA ST |
|---|---|
| City | SAINT CLAIR |
| State | MO |
| Zip | 63077-1543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:4&PT1,2,3 R C MURPHY ADDN |
| Legal Range | 1W |
| Legal Township | 42N |
| Legal Section | 36 |
| Legal Subdivision | R C MURPHY |
| Legal Lot Number | 4 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | CENTRAL |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 800904 |
Source: Franklin County records, as of November 11, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 380 S MAIN ST, SAINT CLAIR, MO 63077-1511 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jun 30, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FARMERS & MECHANICS BANK |
| Feb 1, 2022 | Foreclosure |
| Mar 2, 2018 | Grant Deed, Transfer |
| Feb 12, 2018 | Deed in Lieu of Foreclosure, Foreclosure |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 1, 2022 |
| Deed Sale | Feb 1, 2022 |
| Prior Sale | Mar 2, 2018 |
| Deed Document Number | 20221824 |
| Prior Transfer Date | May 21, 2013 |
| Prior Transfer Doc | 0000008854 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 740 VIRGINIA ST, SAINT CLAIR, MO 63077-1543 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0002210458 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 2210458 |
| Name | FARMERS & MECHANICS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 10, 2037 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Feb 1, 2022 |
| Property Address | 740 VIRGINIA ST, SAINT CLAIR, MO 63077-1543 |
| Document Number | 0002201824 |
| Map Reference | PB D PG61 |
| Instrument Date | Jan 27, 2022 |
| Instrument | 2201824 |
| Transaction Type | Foreclosure |
| Record Updated | Sep 13, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 380 S MAIN ST, SAINT CLAIR, MO 63077-1511 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Mar 2, 2018 |
| Property Address | 740 VIRGINIA ST, SAINT CLAIR, MO 63077-1543 |
| Document Number | 0000002689 |
| Instrument Date | Mar 1, 2018 |
| Instrument | 2689 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 740 VIRGINIA ST ST CLAIR MO 630771543, ST CLAIR, MO 63077-1543 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Feb 12, 2018 |
| Property Address | 740 VIRGINIA ST, SAINT CLAIR, MO 63077-1543 |
| Document Number | 0000001810 |
| Instrument Date | Feb 5, 2018 |
| Instrument | 1810 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 16, 2018 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 380 S MAIN ST ST CLAIR MO 630771511, ST CLAIR, MO 63077-1511 |
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | St. Clair City |
| Unified School District | St. Clair R-XIII School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,377.00 (+5.84%) | $20,448 (-2.15%) | $107,620 (-2.15%) Land $15,840 Building $91,780 |
| 2023 | $1,301.00 (+10.16%) | $20,897 (+9.01%) | $109,980 (+9.01%) Land $15,840 Building $94,140 |
| 2022 | $1,181.00 | $19,170 | |
| 2021 | $100,890 Land $15,840 Building $85,050 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CLAIR PWS serves 4,700 people · EPA ID MO6010708 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
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