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740 Topside Dr, Etowah, TN 37331 Property Records

McMinn County property record for 740 Topside Dr, Etowah, TN 37331

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 1,763 sqft · built 1978
Lot Size4.1 acres (178,596 sqft)
Owner2 Individual Names on Record
Last Sale$400,000 (Aug 2024)
Tax Bill$1,450 (2025)
Deeds & MortgagesDec 2025 Mortgage
Oct 2021 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN054107 03100

Property Details

APN / Parcel Number

Primary APN054107 03100
Alternative APNs
  • 107 03100 00004107
  • 107 03100

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,763 sqft Living Area
1st Floor Area1,763 sqft
Basement Area837 sqft
Finished Basement837 sqft
Unfinished Basement837 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1993
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area178,596 sqft (4.1 acres)
TerrainRolling
Garage TypeMixed
Garage Area720 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area160 sqft
Deck Area120 sqft
Patio Area168 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address740 TOPSIDE DR
CityETOWAH
StateTN
Zip37331-1811
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDISTRICT: 04 04 105 105 03803 000, COUNTY AREA: I01
Legal SubdivisionTOM WILLIAMS ESTATES
Legal Lot Number2
JurisdictionMCMINN TN
Township / Civil Division4
Census Block Group1
Census Block1035
Census Tract970602

Owner

Source: McMinn County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address740 TOPSIDE DR, ETOWAH, TN 37331-1811
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2025Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Oct 5, 2021Personal Representative Deed, Transfer
RELIANCE TITLE/TENNESSEE LLC, RELIANCE TITLE OF TN LLC
Oct 5, 2021Personal Representative Deed, Transfer
RELIANCE TITLE/TENNESSEE LLC, RELIANCE TITLE OF TN LLC
Dec 2, 2020Deed of Trust, Mortgage · Line of Credit
SOUTHEAST BANK
Mar 25, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 14, 2024 · Amount on Record
Deed SaleAug 14, 2024 · Amount on Record
Prior SaleOct 5, 2021 · Amount on Record
Deed Document Number2024257612
Deed Book / Page24G / 500
Prior Transfer DateJun 1, 2020
Prior Transfer Doc000022F154
Record UpdatedJun 8, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCMINN TN
Property Address740 TOPSIDE DR, ETOWAH, TN 37331-1811
Transaction TypeMortgage
Record UpdatedDec 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address740 TOPSIDE DR, ETOWAH, TN 37331-1811

Mortgage

Document Number0001400505
DateDec 16, 2025
Book Page1400/505
Instrument270194
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Address585 SOUTH BLVD E, PONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2056

October 2021: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionMCMINN TN
Recording DateOct 5, 2021
Property Address740 TOPSIDE DR, ETOWAH, TN 37331-1811
Document Number22V728
Book / Page22V / 728
Instrument DateSep 30, 2021
Instrument229781
Transaction TypeTransfer
Record UpdatedOct 20, 2021
Title CompanyRELIANCE TITLE/TENNESSEE LLC, RELIANCE TITLE OF TN LLC

Transaction

AmountAmount Recorded
Tax$1.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address740 TOPSIDE DR, ETOWAH, TN 37331-1811

October 2021: Personal Representative Deed, Transfer

Document TypePersonal Representative Deed
JurisdictionMCMINN TN
Recording DateOct 5, 2021
Property Address740 TOPSIDE DR, ETOWAH, TN 37331-1811
Document Number22V732
Book / Page22V / 732
Map ReferenceCAB K PG 498
Instrument DateSep 30, 2021
Instrument229782
Transaction TypeTransfer
Record UpdatedOct 20, 2021
Title CompanyRELIANCE TITLE/TENNESSEE LLC, RELIANCE TITLE OF TN LLC

Transaction

AmountAmount Recorded
Tax$42.49
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address740 TOPSIDE DR, ETOWAH, TN 37331-1811

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCMINN TN
Property Address740 TOPSIDE DR, ETOWAH, TN 37331-1811
Transaction TypeMortgage
Record UpdatedJul 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address740 TOPSIDE DR, ETOWAH, TN 37331-1811

Mortgage

Document Number1219449
DateDec 2, 2020
Book Page1219/449
Instrument220221
Lender
NameSOUTHEAST BANK
TypeBank
AddressATHENS, TN 37371
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMCMINN TN
Recording DateMar 25, 2019
Property Address740 TOPSIDE DR, ETOWAH, TN 37331-1811
Document Number21T422
Book / Page00021T / 000422
Instrument DateOct 12, 2018
Instrument204816
Transaction TypeTransfer
Record UpdatedApr 8, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address740 TOPSIDE DR ETOWAH TN 373311811, ETOWAH, TN 37331-1811

Tax Assessment & Valuation

Source: McMinn County assessment roll, as of February 5, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyMcMinn County
MunicipalityEtowah City
Elementary School DistrictEtowah City School District (PK - 08)
Secondary School DistrictMcMinn County School District in Etowah (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,450.00$61,500 (-) Land $9,950 Building $51,550
2024$1,450.00 (+5.84%)$61,500 (+5.81%) Land $9,950 Building $51,550
2023$1,370.00 (-6.04%)$58,125 (+32.25%) Land $9,950 Building $48,175$246,000 (+39.93%) Land $39,800 Building $206,200
2022$1,458.00$43,950 Land $11,375 Building $32,575$175,800 Land $45,500 Building $130,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 60% of Tennessee
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemETOWAH UTILITIES
serves 12,851 people · EPA ID TN0000233
Water SourceSurface water
Last State InspectionDec 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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