Cook County property record for 740 Sterling Ave, Flossmoor, IL 60422
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,320 sqft · built 1957 |
| Lot Size | 0.298 acres (12,957 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $190,000 (Jan 2017) |
| Tax Bill | $8,877 (2023) |
| Deeds & Mortgages | May 2026 Line of Credit Jun 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-01-405-012 |
| Primary APN | 31-01-405-012 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,320 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 12,957 sqft (0.298 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Water Source | Commercial |
| Street Address | 740 STERLING AVE |
|---|---|
| City | FLOSSMOOR |
| State | IL |
| Zip | 60422-1237 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (SUBDIVISION) OF 54.55ACS N OF WALLACE DR & W OF IC R R IN PT SE SEC 01-35-13 |
| Legal Range | 13E |
| Legal Township | 35N |
| Legal Section | 01 |
| Legal Subdivision | SUBDIVISION OF 54.55ACS N OF WALLACE D |
| Legal Block | 21 |
| Legal Lot Number | 5 |
| Jurisdiction | COOK IL |
| Township / Civil Division | RICH |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 829800 |
Source: Cook County records, as of June 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 740 STERLING AVE, FLOSSMOOR, IL 60422-1237 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK. |
| Jun 10, 2020 | Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BK |
| Jan 3, 2017 | Grant Deed, Transfer · VA Mortgage GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 3, 2017 · Amount on Record |
| Deed Sale | Jan 3, 2017 · Amount on Record |
| Prior Sale | Jun 30, 2008 · Amount on Record |
| Deed Document Number | 201749268 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | May 28, 2026 |
| Property Address | 740 STERLING AVE, FLOSSMOOR, IL 60422-1237 |
| Document Number | 0000028259 |
| Instrument Date | May 14, 2026 |
| Instrument | 202628259 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 740 STERLING AVE, FLOSSMOOR, IL 60422-1237 |
| Document Number | 0000028259, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 202628259 |
| Name | FIRST FINANCIAL BANK. |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 10, 2051 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 740 STERLING AVE, FLOSSMOOR, IL 60422-1237 |
| Document Number | 2022321212 |
| Instrument Date | Jun 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 740 STERLING AVE FLOSSMOOR IL 604221237, FLOSSMOOR, IL 60422-1237 |
| Document Number | 2022321212 |
|---|---|
| Date | Aug 10, 2020 |
| Instrument | 22321212 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 9, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jan 3, 2017 |
| Property Address | 740 STERLING AVE, FLOSSMOOR, IL 60422-1237 |
| Document Number | 1700349268 |
| Instrument Date | Dec 28, 2016 |
| Instrument | 349268 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2017 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 740 STERLING AVE FLOSSMOOR IL 604221237, FLOSSMOOR, IL 60422-1237 |
| Document Number | 1700349269 |
|---|---|
| Date | Jan 3, 2017 |
| Instrument | 349269 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 2, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Rich Township |
| Municipality | Flossmoor Village |
| Elementary School District | Flossmoor School District 161 (PK - 08) |
| Secondary School District | Homewood-Flossmoor Community High School District 233 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $23,072 (+40.91%) Land $7,126 Building $15,946 | $230,720 (+40.91%) Land $71,260 Building $159,460 | |
| 2023 | $8,877.00 (+27.43%) | ||
| 2022 | $6,966.00 Homeowner's exemption | $16,373 Land $6,154 Building $10,219 | $163,730 Land $61,540 Building $102,190 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 9 (1978–2016) |
| Claims Outside the SFHA | 5 of 9 |
| Most Recent Claim | Aug 2016 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLOSSMOOR serves 9,371 people · EPA ID IL0310870 |
|---|---|
| Water Source | Purchased surface water from HOMEWOOD |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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