740 State St, Garner, IA 50438 Property Records

Hancock County property record for 740 State St, Garner, IA 50438

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,210 sqft · built 1955
Lot Size0.153 acres (6,665 sqft)
Owner2 Trust Names on File
Tax Bill$1,510 (2025)
Flood ZoneZone X (minimal risk)
APN2101290120

Property Details

APN / Parcel Number

Primary APN2101290120

Interior

Bedrooms3 Beds
Full Baths1 Bath
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,210 sqft Living Area
1st Floor Area896 sqft
AtticAttic
Attic Area314 sqft
Basement Area896 sqft
Unfinished Basement896 sqft
FlooringCarpet
Interior WallsPlaster

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area6,665 sqft (0.153 acres)
Garage TypeDetached
Garage Area336 sqft
Parking Spaces1 Parking Space
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
Water SourceCommercial

Location & Zoning

Street Address740 STATE ST
CityGARNER
StateIA
Zip50438-1543
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionORIG N 10' LOT 10 & LOTS 11-12 BLK 29
Legal SubdivisionTOWN OF GARNER
Legal Block29
Legal Lot Number10
JurisdictionHANCOCK IA
Township / Civil DivisionCONCORD
Census Block Group1
Census Block1029
Census Tract270100

Owner

740 State St is owner-occupied and held in a trust since December 2024.

Source: Hancock County records, as of September 1, 2026

Owner of Record2 Trust Names on File
Mailing Address740 STATE ST, GARNER, IA 50438-1543
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateDec 9, 2024
Transfer Doc0000001946
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 740 State St was $1,510 with a homeowner's exemption, up 5.3% from the year before.

Source: Hancock County assessment roll, as of September 29, 2025

Property Jurisdictions

TypeName
StateIowa
CountyHancock County
MunicipalityGarner City
Unified School DistrictGarner-Hayfield-Ventura Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,510.00 (+5.3%) Homeowner's exemption$143,770 Land $16,700 Building $127,070$143,770 Land $16,700 Building $127,070
2024$1,434.00
2023$129,350 (+8.94%) Land $9,740 Building $119,610$129,350 Land $9,740 Building $119,610
2022$1,785.00 Homeowner's exemption$118,730 Land $9,740 Building $108,990
2021$118,730 Land $9,740 Building $108,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 740 State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 26, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 740 State St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARNER WATER WORKS
serves 3,065 people · EPA ID IA4130075
Water SourceGroundwater
Last State InspectionJun 2025
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Comm 1 Connects
Fiber
1,000 / 1,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on State St

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