740 Skyview Rd, Waterloo, IA 50703 Property Records

Black Hawk County property record for 740 Skyview Rd, Waterloo, IA 50703

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 1,700 sqft · built 2006
Lot Size19.5 acres (849,420 sqft)
Owner2 Individual Names on Record
Tax Bill$9,232 (2025)
Deeds & MortgagesAug 2020 Mortgage
Aug 2019 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN8912-29-426-003

Property Details

APN / Parcel Number

Primary APN8912-29-426-003

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories1 Story
Building Area1,700 sqft Living Area
1st Floor Area1,700 sqft
Basement Area1,700 sqft
Finished Basement1,250 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialMetal
Lot Area849,420 sqft (19.5 acres)
Garage TypeDetached
Garage Area1,500 sqft
Parking Spaces5 Parking Spaces
Deck Area256 sqft
Patio Area600 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address740 SKYVIEW RD
CityWATERLOO
StateIA
Zip50703-9373
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionNE SE SEC 29 T 89 R 12 S 657.06 FT EXC E 33 FT
Legal Range12W
Legal Township89N
Legal Section29
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group3
Census Block3015
Census Tract800

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 1662, WATERLOO, IA 50704-1662
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
FARMERS STATE BANK
Aug 6, 2019Deed of Trust, Mortgage · Stand-Alone Refinance
FARMERS STATE BANK
Sep 12, 2017Deed of Trust, Mortgage
LINCOLN SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateMay 24, 2023
Transfer Doc0000015813
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address740 SKYVIEW RD, WATERLOO, IA 50703-9373
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202100003920
DateAug 24, 2020
Instrument202100003920
Lender
NameFARMERS STATE BANK
TypeBank
AddressWATERLOO, IA 50701
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueSep 1, 2035

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address740 SKYVIEW RD, WATERLOO, IA 50703-9373
Transaction TypeMortgage
Record UpdatedSep 4, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000002254
DateAug 6, 2019
Instrument202000002254
Lender
NameFARMERS STATE BANK
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueSep 1, 2034

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address740 SKYVIEW RD, WATERLOO, IA 50703-9373
Transaction TypeMortgage
Record UpdatedOct 4, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, 2018-00004547
DateSep 12, 2017
Instrument2018-00004547
Lender
NameLINCOLN SAVINGS BANK
TypeBank
AddressWATERLOO, IA 50701
Agreement
AmountAmount Recorded
Term237 Months
DueJun 13, 2037

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,232.00 (-1.28%) Homeowner's exemption$463,260 (+4.98%) Land $114,000 Building $349,260$463,260 (+4.98%) Land $114,000 Building $349,260
2024$9,352.00 (+19.19%)
2023$441,290 (+20.53%) Land $114,000 Building $327,290$441,290 (+20.53%) Land $114,000 Building $327,290
2022$7,846.00 Homeowner's exemption$366,110 Land $114,000 Building $252,110
2021$366,110 Land $114,000 Building $252,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims6 (1993–2018)
Claims Outside the SFHA2 of 6
Most Recent ClaimOct 2018 · rainfall accumulation
Claims by Event
  • Severe Storms & Flooding, Aug 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · above 62% of Iowa
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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