740 Simmons Gap Rd, Dyke, VA 22935 Property Records

Albemarle County property record for 740 Simmons Gap Rd, Dyke, VA 22935

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,160 sqft
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on File
Last Sale	$458,443 (Jan 2017)
Tax Bill	$5,249 (2026)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00900-00-00-021B0`

Property Details

APN / Parcel Number

Primary APN	`00900-00-00-021B0`
Alternative APN	`1486`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,160 sqft Finished Area
Basement Area	2,160 sqft
Unfinished Basement	2,160 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Material	Wood
Lot Area	217,800 sqft (5 acres)
Garage Area	529 sqft
Porch	Slab
Porch Area	147 sqft
Deck Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Street Address	740 SIMMONS GAP RD
City	DYKE
State	VA
Zip	22935-1200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RURAL AREA
Legal Description	ACREAGE B
Legal Subdivision	ROGER W RAY
Jurisdiction	ALBEMARLE VA
Township / Civil Division	WHITE HALL
Census Block Group	1
Census Block	1001
Census Tract	10100

Owner

740 Simmons Gap Rd is owned and occupied by an individual who bought it in January 2017.

Source: Albemarle County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	740 SIMMONS GAP RD, DYKE, VA 22935-1200
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jan 17, 2017	Grant Deed, Subdivision Related Transfer · VA Mortgage PLATINUM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2017 · Amount on File
Deed Sale	Jan 17, 2017 · Amount on File
Prior Sale	Jul 13, 2016 · Amount on File
Deed Document Number	2017520
Prior Transfer Date	Jun 17, 2011
Prior Transfer Doc	4047/115
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	740 SIMMONS GAP RD, DYKE, VA 22935-1200
Transaction Type	Mortgage
Record Updated	Jul 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	5558/163
Date	Jun 16, 2021
Book Page	5558/163
Instrument	2021-00010612

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	313 Months
Due	Jul 1, 2047

January 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jan 17, 2017
Property Address	740 SIMMONS GAP RD, DYKE, VA 22935-1200
Document Number	0000000520
Book / Page	004865 / 000267
Instrument Date	Jan 4, 2017
Instrument	520
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 31, 2017
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$458.44
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	740 SIMMONS GAP RD DYKE VA 229351200, DYKE, VA 22935-1200

Mortgage

Document Number	521,
Date	Jan 17, 2017
Book Page	004865/000271
Instrument	521

Lender

Name	PLATINUM MTG
Type	Mortgage Company
Address	MADISON, AL 35758

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 16, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 740 Simmons Gap Rd was $5,249, up 1.4% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,249.00 (+1.45%)	$587,100 (+1.43%) Land $147,100 Building $440,000	$587,100 (+1.43%) Land $147,100 Building $440,000
2025	$5,174.00	$578,800 Land $147,100 Building $431,700	$578,800 Land $147,100 Building $431,700
2023	$4,557.00	$533,700 Land $133,400 Building $400,300	$533,700 Land $133,400 Building $400,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 740 Simmons Gap Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 740 Simmons Gap Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Brightspeed DSL	40 / 3

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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