740 River Divide Rd, Sevierville, TN 37876 Property Records

Sevier County property record for 740 River Divide Rd, Sevierville, TN 37876

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,148 sqft · built 1935
Lot Size	10 acres (435,600 sqft)
Owner	2 Individual Names on File
Last Sale	$95,000 (Jun 2019)
Tax Bill	$655 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`078071 04000`

Property Details

APN / Parcel Number

Primary APN	`078071 04000`
Alternative APN	`071 04000`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,148 sqft Living Area
1st Floor Area	1,148 sqft
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1961
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	435,600 sqft (10 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	203 sqft
Shed	1 Shed
Shed Area	330 sqft
Pole Barn	960 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected

Location & Zoning

Street Address	740 RIVER DIVIDE RD
City	SEVIERVILLE
State	TN
Zip	37876-2553
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	DISTRICT: 05, COUNTY AREA: C01
Legal Subdivision	JD MCPHERSON FARM TR 1
Jurisdiction	SEVIER TN
Township / Civil Division	10
Census Block Group	2
Census Block	2038
Census Tract	80402

Owner

740 River Divide Rd is owned by two individuals who bought it in June 2019.

Source: Sevier County records, as of January 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	757 PLANTATION DR, PIGEON FORGE, TN 37863-2907
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS NATIONAL BANK
Feb 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2019 · Amount on File
Deed Sale	Jun 24, 2019 · Amount on File
Prior Sale	Feb 1, 1994 · Amount on File
Deed Document Number	19019234
Deed Book / Page	5345 / 281
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEVIER TN
Property Address	740 RIVER DIVIDE RD, SEVIERVILLE, TN 37876-2553
Transaction Type	Mortgage
Record Updated	May 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0063030270
Date	Apr 21, 2023
Book Page	6303/270
Instrument	23010782

Lender

Name	CITIZENS NATIONAL BANK
Type	Bank
Address	SEYMOUR, TN 37865

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 19, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEVIER TN
Property Address	740 RIVER DIVIDE RD, SEVIERVILLE, TN 37876-2553
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0054790726
Date	Feb 11, 2020
Book Page	5479/726
Instrument	20004383

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 740 River Divide Rd was $655.

Source: Sevier County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Sevier County
Unified School District	Sevier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$655.00	$44,240 Land $25,920 Building $18,320
2023		$27,650 Land $16,200 Building $11,450
2021	$409.00		$110,600 Land $64,800 Building $45,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 740 River Divide Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 740 River Divide Rd is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 76% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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