740 Pacific Ave, Cayucos, CA 93430 Property Records

San Luis Obispo County property record for 740 Pacific Ave, Cayucos, CA 93430

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 2,043 sqft · built 1956
Lot Size	0.471 acres (20,529 sqft)
Owner	Company Name on File
Last Sale	$2,650,000 (Feb 2021)
Tax Bill	$29,952 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Sep 2021 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`064-149-015`

Property Details

APN / Parcel Number

Primary APN	`064-149-015`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,043 sqft Living Area
1st Floor Area	2,043 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Wood
Lot Area	20,529 sqft (0.471 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Street Address	740 PACIFIC AVE
City	CAYUCOS
State	CA
Zip	93430-1626
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF
Legal Description	PR BCH 1 BL 11 LTS 9 TO 11
Legal Subdivision	PASO ROBLES BEACH 1
Legal Block	11
Legal Lot Number	9
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	NORTH COAST
Census Block Group	3
Census Block	3010
Census Tract	10504

Owner

740 Pacific Ave is owned by a company that bought it in February 2021.

Source: San Luis Obispo County records, as of June 12, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 17, SAN CARLOS, CA 94070-0017
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK
Sep 3, 2021	Deed of Trust, Mortgage · Line of Credit CITY NATIONAL BANK
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK
Feb 23, 2021	Grant Deed, Transfer FIRST AMERICAN TITLE
Aug 7, 2020	Deed of Trust, Mortgage WBL CALIFORNIA LLC
Aug 27, 2019	Deed of Trust, Mortgage PENSION DAVID B K R TRU (PT)
Jan 16, 2019	Deed of Trust, Mortgage · Conventional Mortgage ROBERT STROCK
Sep 12, 2017	Deed of Trust, Mortgage DAVID B KNAPP RP/TR (CT)

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 23, 2021 · Amount on File
Deed Sale	Feb 23, 2021 · Amount on File
Deed Document Number	202114230
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	768 PACIFIC AVE, CAYUCOS, CA 93430-1626
Transaction Type	Mortgage
Record Updated	May 6, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL MCLPC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 N CANON DR, BEVERLY HILLS, CA 90210-5325

Mortgage

Document Number	0000010724
Date	Apr 24, 2024
Instrument	2024010724

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 18, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	768 PACIFIC AVE, CAYUCOS, CA 93430-1626
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	530 BELOIT AVE, LOS ANGELES, CA 90049-3444

Mortgage

Document Number	0000061178
Date	Sep 3, 2021
Instrument	2021061178

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Aug 3, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	768 PACIFIC AVE, CAYUCOS, CA 93430-1626
Transaction Type	Mortgage
Record Updated	Mar 11, 2021
Title Company	FIRST AMERICAN TITLE COMPANY GLENDALE, FIRST AMER TTL CO GLENDALE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 N CANON DR, BEVERLY HILLS, CA 90210-5325

Mortgage

Document Number	0000014729
Date	Feb 25, 2021
Instrument	2021014729

Lender

Name	CITY NATIONAL BANK
Type	Bank
Address	LOS ANGELES, CA 90071

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.45%
Type Change Date	Mar 1, 2031
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7.45%
Index	1-Year CMT
Margin	3
Max Rate	7.45%

February 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN LUIS OBISPO CA
Recording Date	Feb 23, 2021
Property Address	768 PACIFIC AVE, CAYUCOS, CA 93430-1626
Document Number	0000014230
Map Reference	MB 3 PG 15
Instrument Date	Nov 16, 2020
Instrument	2021014230
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 17, SAN CARLOS, CA 94070-0017

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	768 PACIFIC AVE, CAYUCOS, CA 93430-1626
Document Number	0000042720
Instrument Date	Aug 7, 2020
Transaction Type	Mortgage
Record Updated	Sep 7, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Partnership
Address	4823 STOCKDALE HWY BAKERSFIELD CA 933092661, BAKERSFIELD, CA 93309-2661

Mortgage

Document Number	0000042720
Date	Aug 14, 2020
Instrument	42720

Lender

Name	WBL CALIFORNIA LLC
Address	101 HUDSON ST # 33RD, JERSEY CITY, NJ 07302-3915

Agreement

Amount	Amount on Record

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	768 PACIFIC AVE, CAYUCOS, CA 93430-1626
Document Number	0000037440
Instrument Date	Aug 27, 2019
Transaction Type	Mortgage
Record Updated	Sep 18, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	3535 LEBON DR #4101 SAN DIEGO CA 921226400, 4101, SAN DIEGO, CA 92122-6400

Mortgage

Document Number	0000037440
Date	Sep 6, 2019
Instrument	37440

Lender

Name	PENSION DAVID B K R TRU (PT)
Address	749 BAYONNE ST, EL SEGUNDO, CA 90245-2104

Agreement

Amount	Amount on Record

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	768 PACIFIC AVE, CAYUCOS, CA 93430-1626
Document Number	0000003529
Instrument Date	Jan 16, 2019
Transaction Type	Mortgage
Record Updated	Feb 8, 2019
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	768 PACIFIC AVE CAYUCOS CA 934301626, CAYUCOS, CA 93430-1626

Mortgage

Document Number	0000003529
Date	Jan 31, 2019
Instrument	3529

Lender

Name	ROBERT STROCK
Address	749 BAYONNE ST, EL SEGUNDO, CA 90245-2104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	768 PACIFIC AVE, CAYUCOS, CA 93430-1626
Document Number	0000042243
Instrument Date	Sep 12, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2018
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	51180 PARTINGTON RIDGE RD BIG SUR CA 939209569, BIG SUR, CA 93920-9569

Mortgage

Document Number	0000042243
Date	Sep 21, 2017
Instrument	42243

Lender

Name	DAVID B KNAPP RP/TR (CT)
Address	749 BAYONNE ST, EL SEGUNDO, CA 90245-2104

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 740 Pacific Ave was $29,952, up 0.8% from the year before.

Source: San Luis Obispo County assessment roll, as of August 6, 2025

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Elementary School District	Cayucos Elementary School District (KG - 08)
Secondary School District	Coast Unified School District (9-12) (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,925,812 (+2%) Land $2,373,772 Building $552,040
2025	$29,952.00 (+0.8%)	$2,868,444 Land $2,327,228 Building $541,216
2024	$29,713.00 (+1.08%)
2023	$29,395.00 (+1.71%)	$2,757,060 Land $2,236,860 Building $520,200
2022	$28,902.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 740 Pacific Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	7 (1993–2016)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Dec 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 740 Pacific Ave is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 68% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAYUCOS BEACH MUTUAL WATER COMPANY serves 2,567 people · EPA ID CA4010006
Water Source	Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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