Niagara County and Lewiston Town property record for 740 Oneida St, Lewiston, NY 14092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,396 sqft · built 1954 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $275,000 (Apr 2023) |
| Tax Bill | $3,718 (2026) |
| Deeds & Mortgages | Apr 2023 Mortgage Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 292401 101.07-5-44 |
| Primary APN | 292401 101.07-5-44 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,396 sqft Living Area |
| 1st Floor Area | 964 sqft |
| Upper Floors Area | 432 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 108 ft deep x 50 ft wide |
| Heating System | Electric |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 740 ONEIDA ST |
|---|---|
| City | LEWISTON |
| State | NY |
| Zip | 14092-1340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 511349 LT 7 |
| Legal Subdivision | THE VILLAGE OF LEWISTON |
| Legal Block | 5 |
| Legal Lot Number | 44.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | LEWISTON |
| Census Block Group | 1 |
| Census Block | 1036 |
| Census Tract | 24401 |
740 Oneida St is owned by two individuals who bought it in April 2023.
Source: Niagara County and Lewiston Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 730 3RD ST, WEST BABYLON, NY 11704-4710 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2023 | Deed of Trust, Mortgage · Conventional Mortgage TEACHERS FCU |
| Feb 12, 2021 | Deed of Trust, Mortgage · Closed-End Mortgage KEY BANK NA |
| Jul 11, 2019 | Affidavit of Death, Transfer NOT AVAILABLE |
| Jul 11, 2019 | Warranty Deed, Transfer · Conventional with PMI KEYBANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 21, 2023 · Amount on File |
| Deed Sale | Apr 21, 2023 · Amount on File |
| Prior Sale | Jul 11, 2019 · Amount on File |
| Deed Document Number | 20235771 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 740 ONEIDA ST, LEWISTON, NY 14092-1340 |
| Transaction Type | Mortgage |
| Record Updated | May 5, 2023 |
| Name | Verified Name |
|---|---|
| Address | 740 ONEIDA ST, STELA NIAGARA, NY 14092-1340 |
| Document Number | 0000005772 |
|---|---|
| Date | Apr 21, 2023 |
| Instrument | 2023-05772 |
| Name | TEACHERS FCU |
|---|---|
| Type | Credit Union |
| Address | HAUPPAUGE, NY 11788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.87% |
| Type Change Date | May 1, 2033 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 10.8% |
| Index | Other |
| Margin | 3 |
| Max Rate | 10.8% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 740 ONEIDA ST, LEWISTON, NY 14092-1340 |
| Transaction Type | Mortgage |
| Record Updated | Feb 24, 2021 |
| Title Company | ACCURATE TITLE GROUP |
| Name | Verified Name |
|---|---|
| Address | 740 ONEIDA ST, LEWISTON, NY 14092-1340 |
| Document Number | 0000003092 |
|---|---|
| Date | Feb 12, 2021 |
| Instrument | 2021-03092 |
| Name | KEY BANK NA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44144 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Feb 20, 2046 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Jul 11, 2019 |
| Property Address | 740 ONEIDA ST, LEWISTON, NY 14092-1340 |
| Document Number | 0000010913 |
| Instrument Date | Jul 3, 2019 |
| Instrument | 10913 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1302 RIDGE RD LEWISTON NY 140929749, LEWISTON, NY 14092-9749 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Jul 11, 2019 |
| Property Address | 740 ONEIDA ST, LEWISTON, NY 14092-1340 |
| Document Number | 0000010915 |
| Instrument Date | Jun 6, 2019 |
| Instrument | 10915 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $570.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 76 TRACY ST BUFFALO NY 142012369, BUFFALO, NY 14201-2369 |
| Document Number | 10916 |
|---|---|
| Date | Jul 11, 2019 |
| Instrument | 10916 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114-1306 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 10, 2049 |
The 2026 property tax bill for 740 Oneida St was $3,718, up 2.6% from the year before.
Source: Niagara County and Lewiston Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Lewiston Town |
| Municipality | Lewiston Village |
| Unified School District | Lewiston-Porter Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,718.00 (+2.62%) | ||
| 2025 | $3,623.00 | $75,800 Land $15,100 Building $60,700 | $189,500 Land $37,750 Building $151,750 |
| 2023 | $75,800 Land $15,100 Building $60,700 | $164,783 Land $32,826 Building $131,957 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 740 Oneida St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 740 Oneida St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LEWISTON VILLAGE serves 2,781 people · EPA ID NY3100558 |
|---|---|
| Water Source | Purchased surface water from NIAGARA COUNTY WATER DISTRICT |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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