740 Nardo Rd, Encinitas, CA 92024 Property Records

San Diego County property record for 740 Nardo Rd, Encinitas, CA 92024

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,203 sqft · built 1979
Lot Size	0.424 acres (18,482 sqft)
Owner	Company Name on Record
Tax Bill	$6,306 (2025)
Deeds & Mortgages	Jun 2023 Transfer May 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`258-252-35-00`

Property Details

APN / Parcel Number

Primary APN	`258-252-35-00`
Alternative APN	`2582509300`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,203 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Contemporary
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	18,482 sqft (0.424 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	2582509300
Street Address	740 NARDO RD
City	ENCINITAS
State	CA
Zip	92024-3827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	PAR 4 (EX ST) TR PM07505
Legal Subdivision	PARCEL MAP NO. 7505
Legal Tract	7505
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2002
Census Tract	17502

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	740 NARDO RD, ENCINITAS, CA 92024-3827
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jun 14, 2023	Intrafamily Transfer, Transfer
May 25, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Mar 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Mar 24, 2023
Transfer Doc	0000155850
Record Updated	Sep 20, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 14, 2023
Property Address	740 NARDO RD, ENCINITAS, CA 92024-3827
Document Number	0000155850
Map Reference	FILE 78-272728
Instrument Date	Mar 24, 2023
Instrument	2023-0155850
Transaction Type	Transfer
Record Updated	Jun 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	740 NARDO RD, ENCINITAS, CA 92024-3827

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	May 25, 2022
Property Address	740 NARDO RD, ENCINITAS, CA 92024-3827
Document Number	0000223490
Map Reference	FILE 78-272728
Instrument Date	Apr 18, 2022
Instrument	2022-0223490
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	740 NARDO RD, ENCINITAS, CA 92024-3827

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	740 NARDO RD, ENCINITAS, CA 92024-3827
Transaction Type	Mortgage
Record Updated	Mar 16, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 NARDO RD, ENCINITAS, CA 92024-3827

Mortgage

Document Number	0000101409
Date	Mar 7, 2022
Instrument	2022-0101409

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Encinitas City
Elementary School District	Encinitas Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$447,805 (+2%) Land $206,917 Building $240,888
2025	$6,306.00 (+12.21%) Homeowner's exemption	$439,025 (+4.04%) Land $202,860 Building $236,165
2023	$5,620.00 (-7.28%) Homeowner's exemption	$421,980 Land $194,984 Building $226,996
2022	$6,061.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2005 · Severe Storms, Flooding, Landslides, And Mud And Debris Flows

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN DIEGUITO WD serves 40,405 people · EPA ID CA3710021
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ting Fiber	2,000 / 2,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Spectrum.

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