740 Mountain Laurel Dr, Prosper, TX 75078 Property Records

Denton County property record for 740 Mountain Laurel Dr, Prosper, TX 75078

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 3,487 sqft · built 2018
Lot Size0.188 acres (8,189 sqft)
Owner2 Individual Names on File
Last Sale$722,655 (Jul 2026)
Tax Bill$14,539 (2025)
Deeds & MortgagesJul 2026 Mortgage
Sep 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNR727962

Property Details

APN / Parcel Number

Primary APNR727962
Alternative APNs
  • SB0047A-000000A-0000-0030-0000
  • SB0047A-000000A-0000-0030
  • 1103338

Interior

Bedrooms4 Beds
Full Baths4 Baths
Plumbing Fixtures4 Plumbing Fixtures
Stories2 Stories
Building Area3,487 sqft Living Area
Gross Area4,033 sqft
1st Floor Area2,275 sqft
2nd Floor Area1,212 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area8,189 sqft (0.188 acres)
Garage TypeAttached
Garage Area548 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area230 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address740 MOUNTAIN LAUREL DR
CityPROSPER
StateTX
Zip75078-0920
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWINDSONG RANCH PHASE 2D-2 BLK A LOT 30
Legal SubdivisionWINDSONG RANCH PHASE 2D-2
Legal BlockA
Legal Lot Number30
JurisdictionDENTON TX
Township / Civil DivisionPILOT POINT-AUBREY
Census Block Group4
Census Block4014
Census Tract20128

Owner

740 Mountain Laurel Dr is owned and occupied by two individuals who bought it in July 2026.

Source: Denton County records, as of September 14, 2026

Owner of Record2 Individual Names on File
Mailing Address740 MOUNTAIN LAUREL DR, PROSPER, TX 75078-0920
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 21, 2026Deed, Transfer · Conventional Mortgage
ARK-LA-TEX FINANCIAL SERVICES LLC
Sep 8, 2020Vendor's Lien, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Apr 30, 2019Vendor's Lien, Subdivision Related Transfer · ARM
TIAA FSB HOLDINGS INC
Oct 18, 2018Deed of Trust, Mortgage
TEXAS CAP BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 21, 2026 · Amount on File
Deed SaleJul 21, 2026 · Amount on File
Prior SaleSep 8, 2020 · Amount on File
Deed Document Number202685911
Prior Transfer DateSep 3, 2020
Prior Transfer Doc0000138720
Record UpdatedOct 29, 2026

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionDENTON TX
Recording DateJul 21, 2026
Property Address740 MOUNTAIN LAUREL DR, PROSPER, TX 75078-0920
Document Number0000085911
Instrument DateJul 20, 2026
Instrument202685911
Transaction TypeTransfer
Record UpdatedOct 23, 2026
Title CompanyTICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address740 MOUNTAIN LAUREL DR, PROSPER, TX 75078-0920

Mortgage

Document Number0000085912,
DateJul 21, 2026
Instrument202685912
Lender
NameARK-LA-TEX FINANCIAL SERVICES LLC
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2056
Interest
Rate TypeFixed Rate
Initial TypeFixed Rate
Max Rate-1%

September 2020: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionDENTON TX
Recording DateSep 8, 2020
Property Address740 MOUNTAIN LAUREL DR, PROSPER, TX 75078-0920
Document Number0000138720
Map ReferenceFILE 2018-87
Instrument DateSep 3, 2020
Instrument2020-138720
Transaction TypeTransfer
Record UpdatedOct 11, 2021
Title CompanyTIAGO TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address740 MOUNTAIN LAUREL DR, PROSPER, TX 75078-0920

Mortgage

Document Number0000138721
DateSep 8, 2020
Instrument2020-138721
Lender
NameWELLS FARGO BANK NA
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2050

April 2019: Vendor's Lien, Subdivision Related Transfer

Document TypeVendor's Lien
JurisdictionDENTON TX
Recording DateApr 30, 2019
Property Address740 MOUNTAIN LAUREL DR, PROSPER, TX 75078-0920
Document Number0000047965
Map ReferenceVOL 2018 PG 87
Instrument DateApr 26, 2019
Instrument2019-047965
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 11, 2021
Title CompanyCHICAGO TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5601 DEMOCRACY DR STE 300, 5601, PLANO, TX 75024-3674

Transferred To (Grantee/Buyer)

NameVerified Name
Address740 MOUNTAIN LAUREL DR, PROSPER, TX 75078-0920

Mortgage

Document Number0000047966
DateApr 30, 2019
Instrument2019-047966
Lender
NameTIAA FSB HOLDINGS INC
TypeBank
Special NotesSeller Financed
Agreement
TypeARM
AmountAmount on Record
Term361 Months
DueMay 1, 2049
Interest
Rate TypeAdjustable Rate
Rate4.25%
Type Change DateMay 1, 2026
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change9.25%
Index1-Year LIBOR
Max Rate9.25%

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDENTON TX
Property Address740 MOUNTAIN LAUREL DR, PROSPER, TX 75078-0920
Document Number0000123712
Instrument DateOct 18, 2018
Transaction TypeMortgage
Record UpdatedDec 3, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5601 DEMOCRACY DR #300 PLANO TX 750243674, 300, PLANO, TX 75024-3674
InvestorPossibly a Property Investor

Mortgage

Document Number0000123712
DateOct 18, 2018
Instrument123712
Lender
NameTEXAS CAP BK
TypeBank
AddressRICHARDSON, TX 75082
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 740 Mountain Laurel Dr was $14,539, down 2.6% from the year before.

Source: Denton County assessment roll, as of September 14, 2026

Property Jurisdictions

TypeName
StateTexas
CountyDenton County
MunicipalityProsper Town
Unified School DistrictProsper Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$842,936 (-5.8%) Land $196,543 Building $646,393$842,936 (-5.8%) Land $196,543 Building $646,393
2025$14,539.00 (-2.61%)$894,796 Land $196,543 Building $698,253$894,796 Land $196,543 Building $698,253
2024$14,929.00 (+8.15%)
2023$13,804.00 (-6.94%) Homeowner's exemption$895,782 Land $196,543 Building $699,239$895,782 Land $196,543 Building $699,239
2022$14,833.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 740 Mountain Laurel Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 740 Mountain Laurel Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 90% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF PROSPER
serves 42,598 people · EPA ID TX0430009
Water SourcePurchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State InspectionApr 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Optimum
Fiber · Cable
940 / 940
Verizon
Fixed Wireless
300 / 20
Nextlink
Fixed Wireless
200 / 50
T-Mobile
Fixed Wireless
100 / 20

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