740 Mount Pleasant Rd, Murphy, NC 28906 Property Records

Cherokee County property record for 740 Mount Pleasant Rd, Murphy, NC 28906

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 864 sqft · built 2004
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Last Sale	$167,500 (Aug 2020)
Tax Bill	$1,118 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`444900391790000`

Property Details

APN / Parcel Number

Primary APN	`444900391790000`
Alternative APN	`52478`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	864 sqft Heated Area
Gross Area	1,280 sqft
1st Floor Area	864 sqft
Flooring	Wood
Interior Walls	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2012
Exterior Material	Wood Shingle
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	200 ft deep x 47 ft wide
Porch	Slab
Porch Area	376 sqft
Deck Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	52478
Street Address	740 MOUNT PLEASANT RD
City	MURPHY
State	NC
Zip	28906-6705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 MADISON POND EST 1493/1073
Legal Subdivision	MADISON POND ESTATES SUBDIVISION
Legal Lot Number	7
Jurisdiction	CHEROKEE NC
Township / Civil Division	NOTLA
Census Block Group	1
Census Block	1048
Census Tract	930605

Owner

Source: Cherokee County records, as of June 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	740 MOUNT PLEASANT RD, MURPHY, NC 28906-6705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · Line of Credit MOUNTAIN CREDIT UNION
Apr 27, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
	Deed of Trust, Mortgage
Aug 11, 2020	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2020 · Amount on Record
Deed Sale	Aug 11, 2020 · Amount on Record
Prior Sale	Jul 18, 2014 · Amount on Record
Deed Document Number	20204185
Deed Book / Page	1652 / 521
Last Transfer Date	Aug 20, 2025
Transfer Doc	001784/418
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Recording Date	May 22, 2026
Property Address	740 MOUNT PLEASANT RD, MURPHY, NC 28906-6705
Document Number	0000002531
Book / Page	1802 / 94
Instrument Date	May 18, 2026
Instrument	20262531
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 MOUNT PLEASANT RD, MURPHY, NC 28906-6705

Mortgage

Document Number	0000002531,
Date	May 22, 2026
Book Page	1802/94
Instrument	20262531

Lender

Name	MOUNTAIN CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.3%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Apr 27, 2026
Property Address	740 MOUNT PLEASANT RD, MURPHY, NC 28906-6705
Document Number	0000001997
Book / Page	1800 / 227
Instrument Date	Apr 15, 2026
Instrument	20261997
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 MOUNT PLEASANT RD, MURPHY, NC 28906-6705

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHEROKEE NC
Property Address	740 MOUNT PLEASANT RD, MURPHY, NC 28906-6705
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEROKEE NC
Recording Date	Aug 11, 2020
Property Address	740 MOUNT PLEASANT RD, MURPHY, NC 28906-6705
Document Number	1652/521
Book / Page	1652 / 521
Instrument Date	Jul 25, 2020
Instrument	4185
Transaction Type	Transfer
Record Updated	Aug 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$335.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	740 MOUNT PLEASANT RD, 740, MURPHY, NC 28906-6705

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1228 S SANTA FE ST, WICHITA, KS 67211-3222

Mortgage

Document Number	1652523
Date	Aug 11, 2020
Instrument	1652/523

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Cherokee County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cherokee County
Unified School District	Cherokee County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,118.00	$147,680 (-)	$147,680 (-) Land $19,500 Building $128,180
2023		$147,680	$147,680 Land $19,500 Building $128,180

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 80% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blue Ridge Mountain EMC Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Mount Pleasant Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures