740 Minerva St, Hayward, CA 94544 Property Records

Alameda County property record for 740 Minerva St, Hayward, CA 94544

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,317 sqft · built 1955
Lot Size	0.115 acres (5,000 sqft)
Owner	Individual Name on File
Tax Bill	$1,205 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`465-10-45`

Property Details

APN / Parcel Number

Primary APN	`465-10-45`
Alternative APN	`465-0010-045-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,317 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1956
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,000 sqft (0.115 acres)

Location & Zoning

Street Address	740 MINERVA ST
City	HAYWARD
State	CA
Zip	94544-5845
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00008 BLK: 000A TR: 1472
Legal Subdivision	TRACT 1472
Legal Tract	1472
Legal Block	A
Legal Lot Number	3
Jurisdiction	ALAMEDA CA
Township / Civil Division	HAYWARD
Census Block Group	1
Census Block	1019
Census Tract	438204

Owner

740 Minerva St is owned and occupied by an individual who acquired it in November 2004.

Source: Alameda County records, as of August 5, 2026

Owner of Record	Individual Name on File
Mailing Address	740 MINERVA ST, HAYWARD, CA 94544-5845
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 7, 2023	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Jul 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage PATELCO CU
Sep 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage PATELCO CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 3, 2004
Transfer Doc	0000505713
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	740 MINERVA ST, HAYWARD, CA 94544-5845
Transaction Type	Mortgage
Record Updated	Oct 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 MINERVA ST, HAYWARD, CA 94544-5845

Mortgage

Document Number	0000102130
Date	Sep 7, 2023
Instrument	2023102130

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Sep 30, 2048

Interest

Rate Type	Adjustable Rate
Rate	8.5%
Change Frequency	Monthly
Index	Other

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	740 MINERVA ST, HAYWARD, CA 94544-5845
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	E-PLACER TITLE, PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	740 MINERVA ST, HAYWARD, CA 94544-5845

Mortgage

Document Number	0000256013
Date	Jul 23, 2021
Instrument	2021256013

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2036

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	740 MINERVA ST, HAYWARD, CA 94544-5845
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000177383
Date	Sep 9, 2019
Instrument	2019177383

Lender

Name	PATELCO CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2034

Tax Assessment & Valuation

The 2025 property tax bill for 740 Minerva St was $1,205 with a homeowner's exemption.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Hayward City
Unified School District	Hayward Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,025 (-7.04%) Land $32,510 Building $46,515
2025	$1,205.00 Homeowner's exemption	$77,476 Land $31,873 Building $45,603
2023	$1,177.00 Homeowner's exemption	$74,467 Land $30,635 Building $43,832	$727,470

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 740 Minerva St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 740 Minerva St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HAYWARD serves 162,954 people · EPA ID CA0110006
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,038 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
RobinsonHSS Fixed Wireless	1,000 / 1,000
Tekify Fiber & Wireless Fixed Wireless	580 / 125
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Sonic Telecom, T-Mobile, Unwired.

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