Bay County property record for 740 McKenzie Ave, Panama City, FL 32401
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 960 sqft |
| Lot Size | 0.119 acres (5,183 sqft) |
| Owner | Company Name on File |
| Last Sale | $16,900 (Apr 2022) |
| Tax Bill | $1,820 (2025) |
| Deeds & Mortgages | Feb 2023 Mortgage Apr 2022 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 17681-010-000 |
| Primary APN | 17681-010-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 960 sqft Living Area |
| Gross Area | 1,044 sqft |
| 1st Floor Area | 960 sqft |
| Lot Area | 5,183 sqft (0.119 acres) |
|---|---|
| Lot Dimensions | 130 ft deep x 40 ft wide |
| Total Buildings | 2 Buildings |
| Street Address | 740 MCKENZIE AVE |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-2914 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PC04 |
| Legal Description | GULFVIEW ADD LOT 11 BLK 2 ORB 4555 P 856 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 04 |
| Legal Subdivision | GULFVIEW ADD |
| Legal Block | 2 |
| Legal Lot Number | 11 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2057 |
| Census Tract | 1600 |
740 McKenzie Ave is owned by a company that bought it in April 2022.
Source: Bay County records, as of October 19, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1188 RODNEY DR, BATON ROUGE, LA 70808-5871 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 20, 2023 | Deed of Trust, Mortgage · Commercial Mortgage BANKPLUS |
| Apr 26, 2022 | Warranty Deed, Transfer MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 26, 2022 · Amount on File |
| Deed Sale | Apr 26, 2022 · Amount on File |
| Deed Document Number | 202230984 |
| Deed Book / Page | 4555 / 856 |
| Prior Transfer Date | Sep 5, 2013 |
| Prior Transfer Doc | 0035681050 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BAY FL |
| Property Address | 740 MCKENZIE AVE, PANAMA CITY, FL 32401-2914 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 132 PINE NEEDLE WAY, SANTA ROSA BEACH, FL 32459-7918 |
| Document Number | 0046581299 |
|---|---|
| Date | Feb 20, 2023 |
| Book Page | 4658/1299 |
| Instrument | 2023009852 |
| Name | BANKPLUS |
|---|---|
| Type | Bank |
| Address | BATON ROUGE, LA 70809 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Feb 13, 2024 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Apr 26, 2022 |
| Property Address | 740 MCKENZIE AVE, PANAMA CITY, FL 32401-2914 |
| Document Number | 0045550856 |
| Book / Page | 4555 / 856 |
| Map Reference | MB 4 PG 14 |
| Instrument Date | Apr 14, 2022 |
| Instrument | 2022030984 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2026 |
| Title Company | MTI TITLE INSURANCE AGENCY INC, MTI TITLE INSURANCE AGCY INC |
| Amount | Amount on Record |
|---|---|
| Tax | $118.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 23 81 35TH ST, ASTORIA, NY 11105 |
| Name | Verified Name |
|---|---|
| Address | 1188 RODNEY DR, BATON ROUGE, LA 70808-5871 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 740 McKenzie Ave was $1,820, up 792.2% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,820.00 (+792.16%) | $115,119 | $115,623 Land $12,288 Building $103,335 |
| 2024 | $204.00 (-43.8%) | ||
| 2023 | $363.00 (+12.73%) | $10,368 (+34.34%) Land $10,368 | $10,368 (+34.34%) Land $10,368 |
| 2022 | $322.00 | $7,718 Land $7,718 | $7,718 Land $7,718 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 740 McKenzie Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 9 (2008–2023) |
| Claims Outside the SFHA | 6 of 9 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 740 McKenzie Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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