740 McCarthy St, Lemont, IL 60439 Property Records

Cook County property record for 740 McCarthy St, Lemont, IL 60439

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,600 sqft · built 1955
Lot Size	0.137 acres (5,985 sqft)
Owner	Trust Name on File
Last Sale	$187,500 (May 2002)
Tax Bill	$5,512 (2023)
Deeds & Mortgages	May 2021 Mortgage Jun 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-29-221-024`

Property Details

APN / Parcel Number

Primary APN	`22-29-221-024`
Alternative APN	`22-29-221-024-0000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,600 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Multi-Level
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	5,985 sqft (0.137 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	740 MCCARTHY ST
City	LEMONT
State	IL
Zip	60439-4308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(MCCARTHY) & (HOUSTON) ADD TO (JASNAGORA) SUB OF EH O F NE1/4 OF SEC 29&PT OF SE1/4 OF SEC 20 SEC 29-37-11
Legal Range	11E
Legal Township	37N
Legal Section	29
Legal Subdivision	MCCARTHY & HOUSTON ADD TO JASNAGORA
Legal Block	9
Legal Lot Number	21
Jurisdiction	COOK IL
Township / Civil Division	LEMONT
Census Block Group	1
Census Block	1025
Census Tract	824003

Owner

740 McCarthy St is owner-occupied and held in a trust since May 2002.

Source: Cook County records, as of May 27, 2026

Owner of Record	Trust Name on File
Mailing Address	740 MCCARTHY ST, LEMONT, IL 60439-4308
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP
Jun 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 31, 2002 · Amount on File
Deed Sale	May 31, 2002 · Amount on File
Prior Sale	Apr 25, 1996 · Amount on File
Deed Document Number	200214526
Prior Transfer Date	Mar 21, 1994
Prior Transfer Doc	0000000145
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	740 MCCARTHY ST, LEMONT, IL 60439-4308
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	ACQUEST TITLE SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0013312185
Date	May 13, 2021
Instrument	2113312185

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	119 Months
Due	Apr 1, 2031

Interest

Rate Type	Fixed Rate
Rate	3%

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	740 MCCARTHY ST, LEMONT, IL 60439-4308
Document Number	1817349014
Instrument Date	Jun 7, 2018
Transaction Type	Mortgage
Record Updated	Jul 2, 2018
Title Company	ADVISORS TITLE NTWK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	740 MCCARTHY ST LEMONT IL 604394308, LEMONT, IL 60439-4308

Mortgage

Document Number	1817349014
Date	Jun 22, 2018
Instrument	17349014

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 21, 2028

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Lemont Township
Municipality	Lemont Village
Elementary School District	Lemont-Bromberek Combined School District 113A (PK - 08)
Secondary School District	Lemont Township High School District 210 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$26,622 Land $3,741 Building $22,881	$266,220 Land $37,410 Building $228,810
2023	$5,512.00 (+63.71%)
2022	$3,367.00 Homeowner's exemption	$17,291 Land $3,291 Building $14,000	$172,910 Land $32,910 Building $140,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 740 McCarthy St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Dec 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 740 McCarthy St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEMONT serves 18,513 people · EPA ID IL0311620
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	25 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2026 Lead public education Aug 2025
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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