740 Fontana Dr, Punta Gorda, FL 33950 Property Records

Charlotte County property record for 740 Fontana Dr, Punta Gorda, FL 33950

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,714 sqft · built 2018
Lot Size0.175 acres (7,600 sqft)
Owner2 Individual Names on Record
Last Sale$42,500 (Jul 2012)
Tax Bill$6,783 (2025)
Deeds & MortgagesApr 2018 Loan Modification
Jul 2017 Mortgage
Flood ZoneZone AE (high risk)
APN412319309005

Property Details

APN / Parcel Number

Primary APN412319309005
Alternative APNs
  • 00964780000001
  • 10004707461

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,714 sqft Living Area
Gross Area2,574 sqft
1st Floor Area1,714 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,600 sqft (0.175 acres)
Lot Dimensions95 ft deep x 80 ft wide
View / LotWaterfront
Garage TypeAttached
Garage Area555 sqft
DrivewayDriveway
Driveway Area1 sqft
Parking Spaces2 Parking Spaces
PorchEnclosed/Screened Porch
Porch Area305 sqft
Loading Dock144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number00964780000001
Street Address740 FONTANA DR
CityPUNTA GORDA
StateFL
Zip33950-8729
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMHC
Legal DescriptionRIVIERA LAGOONS LT 79 RP18322 354/761 DC1222/74-SEW DC1246/975 PR93-9 1268/1090 3456/1588 3676/885
Legal Range23E
Legal Township41S
Legal Section19
Legal SubdivisionRIVIERA LAGOONS
Legal TractRLA
Legal Lot Number79
JurisdictionCHARLOTTE FL
Township / Civil DivisionPUNTA GORDA
Census Block Group3
Census Block3031
Census Tract10405

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7 QUINLAN DR, FRAMINGHAM, MA 01701-4449
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 23, 2018Loan Modification, Mortgage
ACHIEVA CU
Jul 14, 2017Deed of Trust, Mortgage · Conventional with PMI
ACHIEVA CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 23, 2012 · Amount on Record
Deed SaleJul 23, 2012 · Amount on Record
Deed Document Number20122110885
Deed Book / Page3676 / 885
Prior Transfer DateJan 27, 2010
Prior Transfer Doc0034561588
Record UpdatedJun 8, 2026

April 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionCHARLOTTE FL
Property Address740 FONTANA DR, PUNTA GORDA, FL 33950-8729
Document Number0043101185
Instrument DateApr 23, 2018
Transaction TypeMortgage
Record UpdatedMay 15, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address740 FONTANA DR PUNTA GORDA FL 339508729, PUNTA GORDA, FL 33950-8729

Mortgage

Document Number0043101185
DateMay 2, 2018
Book Page004310/001185
Instrument2608760
Lender
NameACHIEVA CU
TypeCredit Union
AddressDUNEDIN, FL 34697
Agreement
AmountAmount Recorded
Term360 Months
DueMay 1, 2048
Interest
Rate5%

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address740 FONTANA DR, PUNTA GORDA, FL 33950-8729
Document Number0042191482
Book / Page004219 / 001482
Instrument DateJul 14, 2017
Transaction TypeMortgage
Record UpdatedJul 28, 2017

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address740 FONTANA DR PUNTA GORDA FL 339508729, PUNTA GORDA, FL 33950-8729

Mortgage

Document Number0042191482
DateJul 17, 2017
Book Page004219/001482
Instrument2538717
Lender
NameACHIEVA CU
TypeCredit Union
AddressDUNEDIN, FL 34698
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 16, 2047
Interest
Rate TypeAdjustable Rate
Rate4.62%

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,783.00 (-12.18%)$478,050 (+34.7%) Land $153,272 Building $324,778$478,050 (-3.47%) Land $153,272 Building $324,778
2024$7,724.00 (+3.66%)
2023$7,451.00 (+12.77%)$354,891 (-18.49%)$495,248 (+13.75%) Land $164,640 Building $330,608
2022$6,607.00$435,394 Land $119,952 Building $315,442$435,394 Land $119,952 Building $315,442

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
CoastalYes
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 1,331 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies2,225 units insured
incl. 894 condo units
Nearby Flood Claims127 (2004–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 50 claims
  • Hurricane Helene, Sep 2024 · 33 claims
  • Hurricane Ian, Oct 2022 · 17 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PUNTA GORDA
serves 36,302 people · EPA ID FL6080051
Water SourceSurface water
Last State InspectionDec 2023
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2019
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Ripple Fiber
Fiber
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless
100 / 20

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