Monmouth County and Middletown Township property record for 740 First St, Middletown, NJ 07748
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,431 sqft · built 1954 |
| Lot Size | 0.355 acres (15,444 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $620,000 (Oct 2023) |
| Tax Bill | $10,417 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage May 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00596-0000-00265 |
| Primary APN | 32-00596-0000-00265 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,431 sqft Living Area |
| 1st Floor Area | 1,431 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Bi-Level |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 15,444 sqft (0.355 acres) |
| Lot Dimensions | 132 ft deep x 117 ft wide |
| Parking Spaces | 1 Parking Space |
| Patio Area | 440 sqft |
| Sewer | Connected |
|---|
| Old Parcel Number | 32007390700049 |
|---|---|
| Street Address | 740 FIRST ST |
| City | MIDDLETOWN |
| State | NJ |
| Zip | 07748-1213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R22 |
| Legal Subdivision | ESPLANDE |
| Legal Block | 596 |
| Legal Lot Number | 265 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 800701 |
Source: Monmouth County and Middletown Township records, as of July 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 740 FIRST ST, MIDDLETOWN, NJ 07748-1213 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2023 | Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| May 4, 2023 | Deed of Trust, Mortgage C & G LANDSCAPING TREE SERVICES INC |
| May 27, 2021 | Deed, Transfer · Stand-Alone First Mortgage C & G LANDSCAPING TREE SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 12, 2023 · Amount on Record |
| Deed Sale | Oct 12, 2023 · Amount on Record |
| Prior Sale | May 27, 2021 · Amount on Record |
| Deed Document Number | 202371149 |
| Deed Book / Page | 9663 / 2988 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Oct 12, 2023 |
| Property Address | 740 FIRST ST, MIDDLETOWN, NJ 07748-1213 |
| Document Number | 0096632988 |
| Book / Page | 9663 / 2988 |
| Instrument Date | Sep 7, 2023 |
| Instrument | 2023071149 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,397.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2712 SHADY GLEN AVE, POINT PLEASANT BORO, NJ 08742-4245 |
| Name | Verified Name |
|---|---|
| Address | 740 FIRST ST, MIDDLETOWN, NJ 07748-1213 |
| Document Number | 2023071150 |
|---|---|
| Date | Oct 12, 2023 |
| Instrument | 2023071150 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 740 FIRST ST, MIDDLETOWN, NJ 07748-1213 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2023 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Name | Verified Name |
|---|---|
| Address | 48 MAINE ST, TOMS RIVER, NJ 08753-1780 |
| Document Number | 0096435451 |
|---|---|
| Date | May 4, 2023 |
| Book Page | 9643/5451 |
| Instrument | 2023030936 |
| Name | C & G LANDSCAPING TREE SERVICES INC |
|---|---|
| Type | Non-Lending Institution |
| Address | MANCHESTER TOWNSHIP, NJ 08759 |
| Amount | Amount Recorded |
|---|---|
| Term | 9 Months |
| Due | Feb 17, 2024 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | May 27, 2021 |
| Property Address | 740 FIRST ST, MIDDLETOWN, NJ 07748-1213 |
| Document Number | 0095156047 |
| Book / Page | 9515 / 6047 |
| Instrument Date | Apr 30, 2021 |
| Instrument | 2021085899 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2021 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 740 FIRST ST, 740, MIDDLETOWN, NJ 07748-1213 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 740 FIRST ST, MIDDLETOWN, NJ 07748-1213 |
| Document Number | 2021085900 |
|---|---|
| Date | May 27, 2021 |
| Instrument | 2021085900 |
| Name | C & G LANDSCAPING TREE SERVICES INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 1, 2022 |
| Rate | 10% |
|---|
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $701,500 (+8.69%) Land $472,800 Building $228,700 | $701,500 (+8.69%) Land $472,800 Building $228,700 | |
| 2025 | $10,417.00 (+4.22%) | $645,400 (+68.25%) Land $416,500 Building $228,900 | $645,400 (+68.25%) Land $416,500 Building $228,900 |
| 2024 | $9,995.00 (+54.99%) | ||
| 2023 | $383,600 (+12%) Land $321,500 Building $62,100 | $383,600 (+12%) Land $321,500 Building $62,100 | |
| 2022 | $6,449.00 (+19.38%) | $342,500 Land $274,600 Building $67,900 | $342,500 Land $274,600 Building $67,900 |
| 2021 | $5,402.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 14 (1985–2026) |
| Claims Outside the SFHA | 6 of 14 |
| Most Recent Claim | Jul 2026 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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